Visa Developer Community

Helper

VTC - Definition of merchant control type

The API ref lists the following merchant control types (MCT_):

 

MCT_ADULT_ENTERTAINMENT , * MCT_AIRFARE , * MCT_ALCOHOL , * MCT_APPAREL_AND_ACCESSORIES , * MCT_AUTOMOTIVE , * MCT_CAR_RENTAL , * MCT_ELECTRONICS , * MCT_ENTERTAINMENT_AND_SPORTINGEVENTS , * MCT_GAMBLING , * MCT_GAS_AND_PETROLEUM , * MCT_GROCERY , * MCT_HOTEL_AND_LODGING , * MCT_HOUSEHOLD , * MCT_PERSONAL_CARE , * MCT_RECREATION , * MCT_SMOKE_AND_TOBACCO ,

 

Are these all valid strings for the controlType field?

Is there a table that further explains or lists the MCC codes of the individual MCT_?

6 REPLIES 6
Visa Dev Moderator

Re: VTC - Definition of merchant control type

Hi,

 

Thanks for posting to the forum. I'll provide a response to your controlType field inquiry soon, as I'm checking for updates. For information related to MCC codes, please click on this link: https://www.visa.com/supplierlocator/search/index.jsp

 

Thank you,
Diana
Visa Developer Team

Was your question answered? Don't forget to click on "Accept as Solution" to help other devs find the answer to the same question.

Thanks,
Diana

Helper

Re: VTC - Definition of merchant control type

Hi Diana

 

Thanks for your support.

I was wodnering if you got an update or response to the controlType field inquiry.

 

Cheers,

Stephan

Visa Dev Moderator

Re: VTC - Definition of merchant control type

Hello again!

 

Thanks for asking your question in the community forum. Yes I have an answer for you, please see the response to your question below. 

 

Merchant

MCT_ADULT_ENTERTAINMENT

MCT_AIRFARE

MCT_ALCOHOL

MCT_APPAREL_AND_ACCESSORIES

MCT_AUTOMOTIVE

MCT_CAR_RENTAL

MCT_ELECTRONICS

MCT_ENTERTAINMENT_AND_SPORTINGEVENTS

MCT_GAMBLING

MCT_GAS_AND_PETROLEUM

MCT_GROCERY

MCT_HOTEL_AND_LODGING

MCT_HOUSEHOLD

MCT_PERSONAL_CARE

MCT_RECREATION

MCT_SMOKE_AND_TOBACCO

Each of the merchant categories listed represents an individual merchant control type.

Enabling a merchant control type will trigger a VTC response whenever a purchase is made at a merchant with that MCC.

Careful consideration should be given to offering card controls for the different Merchant groups due to the inconsistent use of MCCs. For example, tobacco and alcohol can be purchased at some grocery stores.

If offering Merchant card controls then consider limiting their use to notifications only; use as a block should be avoided.

 

 

Hope you're enjoying your day and feel free to post more questions to the forum!

 

Thank you,

Diana

Was your question answered? Don't forget to click on "Accept as Solution" to help other devs find the answer to the same question.

Thanks,
Diana

Helper

Re: VTC - Definition of merchant control type

Hello Diana

 

Thanks for your response. 

 

What is still unclear to me is the underlying MCC that are bundled up in your Merchant Control Type.
On the Visa Europe website I was able to find an overview of MCCs (710 entries) and what MCG (Merchant Category Group) they belong to. Now this MCG list is much longer (34 entries) and uses a different description compared to your MCT - merchant control type list (16 entries).

 

Open points from my side:

  • Is there an overview that clearly shows which MCCs belong to which MCT?
  • Are there MCC that are not mapped to a MCT?
  • Is there a correlation between MCG and MCT?

 

Visa Europe Resources:
https://www.visaeurope.com/controls/custom/apps/vatpurchasingsuppliers/resources/mcc_list.html

Visa Dev Moderator

Re: VTC - Definition of merchant control type

Hello,

 

Thanks for requesting clarification in the Visa community forum. Please navigate to the Visa Merchant Data Standards Manual documenation link below for the MCC to MCT mapping.

 

Visa Merchant Data Standards Manual

https://usa.visa.com/dam/VCOM/download/merchants/visa-merchant-data-standards-manual.pdf

 

Enjoy the rest of your day!

 

 

Thank you,

Diana

Was your question answered? Don't forget to click on "Accept as Solution" to help other devs find the answer to the same question.

Thanks,
Diana

Helper

Re: VTC - Definition of merchant control type

Hello Diana

 

Unfortunately, I cannot find any reference for MCT in the visa-merchant-data-standards-manual docuemnt you referred to.

Even if I search for a dedicated MCT (e.g. adult entertainment) no entry can be found.

 

Cheers,

Stephan