{
  "cardInfo": {
    "paymentRequest": {},
    "userData": {
      "userFirstName": "xxxxxxx",
      "userLastName": "xxxxxxx",
      "userFullName": "xxxxxxxxxxxxxx",
      "userName": "xxxxxxxxxxxxx",
      "userEmail": "xxxxxxxxxxxxxx",
      "encUserId": "75/Iom0DEcvAkEbw0IJfbTtPTVnkJTbjdRO+jKQ82S0="
    },
    "creationTimeStamp": 1488863593647,
    "paymentInstrument": {
      "id": "koW7vJmT+YFylWxtWY9TQhmaA+9Dw0JqJDmToj+fPJ0=",
      "lastFourDigits": "1111",
      "binSixDigits": "411111",
      "accountNumber": "4111111111111111",
      "billingAddress": {
        "personName": "xxxxxxxx",
        "firstName": "xxxxxxx",
        "lastName": "xxxxxx",
        "line1": "Central Boulevard",
        "city": "Singapore",
        "postalCode": "018965",
        "countryCode": "SG",
        "phone": "86975412",
        "default": false
      },
      "verificationStatus": "VERIFIED",
      "expired": false,
      "cardArts": {
        "cardArt": [
          {
            "baseImageFileName": "https://sandbox.secure.checkout.visa.com/VmeCardArts/MPCOeeROV7zHu760yEhiXP_HIAB_Op3NpC8O-Jt5rAk.png  (23KB)

",
            "height": 105,
            "width": 164
          }
        ]
      },
      "issuerBid": "null",
      "nickName": "",
      "nameOnCard": "vijaykanth manoharan",
      "cardFirstName": "xxxx",
      "cardLastName": "xxxx",
      "expirationDate": {
        "month": "06",
        "year": "2028"
      },
      "paymentType": {
        "cardBrand": "VISA"
      }
    },
    "riskData": {
      "advice": "UNAVAILABLE",
      "score": 0,
      "avsResponseCode": "0",
      "cvvResponseCode": "0"
    },
    "visaCheckoutGuest": true
  }
}