OCT best practices

RH
Helper

OCT best practices

Hi all,

 

Question regarding best practices for the OCT flow:

 

Before the actual OCT request is sent the following check would be done:

 

1. Fund Transfer Attributes Inquiry (FTAI) API request is sent to check if the OCT is allowed for the card.
2. If #1 is success the next step would be doing a Payment Account Validation API 'cardvalidation' to check if the OCT transaction will be successful?

 

We are not sure about step #2 if that makes sense for the OCT flow or if it would be enough to do only step #1

 

Any thoughts or guidelines regarding this?

 
Thanks and Best Regards,
Ragnar

3 REPLIES 3
RH
Helper

Re: OCT best practices

@jenn_kh could we kindly ask you to have a look at the question above when you have a moment?

 

Thanks and Best Regards,

Ragnar

jenn_kh
Community Moderator

Re: OCT best practices

Hi, @RH. We apologize for the delay. An agent is looking into this and will get back to you with a potential solution. Until then, if anyone else has any ideas to share please jump in to help Ragnar. Thank you! -Jenn

 

DianaTran-Yee
Visa Developer Support Specialist

Re: OCT best practices

Hi @RH,

 

I've asked the product team to advise on your query. I'll get back soon. 




Thanks,

Diana



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