Hello Visa Community,
I am in the initial stages of developing an app that can integrate and manage credit cards from various issuers under the Visa umbrella.
I would like to understand the technical feasibility and which APIs to use for the following features:
The capability to add all credit cards to a single app and the ability to view the limit, balance, due date, due amount, and minimum due for each card.
The ability to make bill payments for each card.
The ability to make payments to merchants via the app using a selected card with two-factor authentication or OTP.
Thank you for reaching out, @BIJILKKURIAN! An agent will get back to you as soon as possible. In the meantime, if any community members have information that may be helpful, please reply to this thread.
Per your use case, I recommend you to look at the following API products listed below and choose the API that fits your use case.
Per your use case, I recommend you to use Visa Direct. Independent developers can integrate the Visa Direct API in their app and it can be used globally.
Please refer to the information on the Getting Started with Visa Direct page. You'll need to refer to the highlighted text in the gray box with the exclamation mark as it outlines the requirements you'll need to meet to integrate the Visa Direct API product. If you have questions about this API product, we have a dedicated Visa Direct support team that can provide you with assistance. Please reach out to one of the email addresses below that pertains to the region you are from.
Visa Direct Regional Mailboxes
To reach the various regional product offices please use these email addresses: