bryankeller
Dabbler

Is there a real-time transaction API?

Hi all,

 

I'm an iOS engineer working a new app. The app should allow a user to connect a Visa credit card to their account, and monitor for specific transactions. For example, the app should allow users to get a push notification whenever their card is used to make a purchase at a grocery store that they frequently shop at.

 

The push notifications would be handled by my own backend service, ideally in response to a notification being sent to me from Visa. Does such an API exist?

 

Thanks all,

Bryan

4 REPLIES 4
SLi
Visa Developer Support Specialist
Visa Developer Support Specialist

Re: Is there a real-time transaction API?

Hi @bryankeller,

 

For your use case, please check out Visa Transaction Controls here: https://developer.visa.com/capabilities/vctc

 

With Visa Transaction Controls (VTC), issuers can empower cardholders with the ability to control where, how and when their cards and tokens can be used. Cardholders can set limits on a payment card’s use and when to be notified of different financial events based on the purchase amount and/or type of activity (e.g. ATM, eCommerce) or merchant category (e.g. gas, gambling).


Best,
Stacey

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bryankeller
Dabbler

Re: Is there a real-time transaction API?

Thanks Stacey. If I'm reading this correctly, that API is only available for "Issuer Banks" and "Issuer Banks For Small Business." I'm an independent developer, not a bank. Is it safe to assume I will not be able to use this API for my use case?

bryankeller
Dabbler

Re: Is there a real-time transaction API?

Reposting since I forgot to tag you and I don't think messages can be deleted or edited:

 

@SLi Thanks Stacey. If I'm reading this correctly, that API is only available for "Issuer Banks" and "Issuer Banks For Small Business." I'm an independent developer, not a bank. Is it safe to assume I will not be able to use this API for my use case?

SLi
Visa Developer Support Specialist
Visa Developer Support Specialist

Re: Is there a real-time transaction API?

Hi @bryankeller,

 

You are correct. Visa Transaction Control is for issuer banks to build the features in their banking app to enable their cardholders to add their own rules on a payment card's use and when to be notified of different financial events. 


Best,
Stacey

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