VTC - Global Controls - multiple entries shouldDeclineAll behavior

[secu-sadhiesh]

As part of implementing alert capabilities and global card control capabilities for a joint card holder, we would be using the same control document for the given card number.

This means we would have 2 objects within the GlobalControls array, one representing for each user. In such scenario, how does the card control's function behave?

1. shouldDeclineAll function to lock the card would behave? What if one object has shouldDeclineAll is true vs false in the other object, will the card decline all transactions or no.

2. declineThreshold: If both entries have different declineThresholds how it will behave.

Thanks in advance for the clarifications.  Additionally, if this is not right implementation approach, and there is a better way to handle this please share your views.

Thanks,

Sadhiesh

[jenn_kh]

Hi @secu-sadhiesh, Thank you for reaching out! One of our agents will look into this and get back to you soon. Until then, if any community members know a solution, feel free to reply to this thread.

[API_Managers]

Hi @secu-sadhiesh,

I'll take a look and get back soon. 

[API_Managers · Accepted solution]

Hi @secu-sadhiesh,

The answer to your query is below.

How does the shared account scenario work with VTC:  Where two partners each have a card with one shared PAN and individual names on the card, each partner receives an individual statement each month?  How are controls placed on the card and do controls for one partner impact the card usage of the other partner?

Controls - Any user of the PAN could set a control (up to the application to restrict that if needed, I.. minor child user), a control will apply to the card, all users. Control settings can not be applied separately to each user of the card.

Example Scenario: Husband and wife, both are users of a single card. Wife/User1 can block the card, husband/User2 may want to unblock the card. VTC will allow any user of the card to set the controls, modify, delete.  Any user-permission restrictions would be handled outside of  VTC, i.e. within the issuer’s application.

Alerts - Can be distinct & unique for each user of the card.

Example scenario: Wife/user1 wants alerts on all transactions, Husband/user2 only wants alerts on transactions over $50

[secu-sadhiesh]

Yes, the scenario is correct. And that is how we are expecting to behave, and we ran few API tests to validate the same. Thanks for the reply.