Which APIs for pulling balance and transaction notifications?

[Johan]

Hi!

I'm looking for information regarding your APIs. I'd like to know which one(s) of your APIs would allow the following information to be gained by a third-party software:

1. (Real-time) updates on the balance on users' VISA cards.

2. Real-time notifications when a VISA card is being used, including information on amount and merchant.

3. The possibility to transfer money from a regular bank account into a user's VISA account.

Would this be done via the VISA Direct API? Visa Business Data Solutions? I'm interested in both Europe and the US.

Very best

Johan

[API_Products · Accepted solution]

Hey @Johan,

Please see my inline answers to your questions. 

1. (Real-time) updates on the balance on users' VISA cards.
2. Real-time notifications when a VISA card is being used, including information on amount and merchant.

[Diana] For questions 1 and 2, I would recommend you to use Visa Transaction Controls for notifications. 

VTC Overview - https://developer.visa.com/capabilities/vctc

VTC Docs - https://developer.visa.com/capabilities/vctc/docs-getting-started

3. The possibility to transfer money from a regular bank account into a user's VISA account.

[Diana] For Question 3, I would recommend you to use Visa Direct. 

VD Overview - https://developer.visa.com/capabilities/visa_direct

VD Docs - https://developer.visa.com/capabilities/visa_direct/docs-getting-started

[Johan]

@API_Products Thanks for your answer!

Two more questions:

1. The Visa Transaction Control seems to only be for issuer banks? How could TPPs/developers use this?

2. I'm trying to fill in the contact form for pricing but whatever I do, I just get an error that my request can't be completed. Is there any way you could forward me to someone to further discuss pricing?

Very best

Johan

[API_Products]

Hey @Johan,

Please see my inline answers to your questions below.

1. The Visa Transaction Control seems to only be for issuer banks? How could TPPs/developers use this?
[Diana] The Visa Transaction Controls (VTC) APIs can be used by any developer in the Sandbox. Currently, only issuers and their partner service providers can use the VTC APIs in Production. If you are a small business/partner, then you will need authorization or sponsorship from the issuer (banks) to use the VTC API.

2. I'm trying to fill in the contact form for pricing but whatever I do, I just get an error that my request can't be completed. Is there any way you could forward me to someone to further discuss pricing?

[Diana] Thanks for letting us know about the Contact Us form is not working as expected. We are currently aware of the issue and we are working on a fix that will be released end of February. As of now, please continue to send your inquiries to developer@visa.com and someone will be happy to help answer your questions.

[williamclark]

So, it would be similar to CardValet and the Credit Card Transaction alerts? I would recommend checking out this resource: Pay With Visa - Featured Technologies - Purchase Alerts (can't add the link so that i don't get flagged as spam)