Multiple merchants in one application

[kureysoap]

Hi,

Also, I would like to confirm the following:

1. For making payments, I would need a certified developer account for usage in the actual production environment.

2. The individual merchants have to create a merchant account within visa and then all payments should be made towards those accounts and the merchants would receive it 

I would also like to ask if it was possible to make payments to different merchants or merchant accounts in a single application (mobile). This could be done by selecting a merchant account ID within that application, then making that payment towards the ID, allowing multiple merchants to be able to use that application.

Thank you.

[API_Products · Accepted solution]

Hello,

Thanks for being part of the community forum and for posting your question to us! When you are ready to promote your project, during this process, some APIs will need to go through certification then production, while other APIs can move directly into production.  It's really dependent on the APIs that you use.

For payments, individual merchants don't have to create a merchant account within Visa to process a payment transaction. Depending on how you build the application, it could work both ways.

Please take a look at our payment methods category, I've included the documentation link below:

Documentation > API Docs > Payment Methods

https://developer.visa.com/docs

Adding to that, yes, it's possible to make payments to different merchants or merchants accounts in a single application (mobile), and as a result, allowing multiple merchants to use the application.

Thanks for letting me respond to your questions, I really enjoy it!

Thank you,

Diana

Visa Developer Team

[API_Products]

Hi again!

Please note, Visa doesn’t directly accept payments because we are not a bank.  However, you can partner with a local bank to accept payments. Have a nice day!

Thank you,

Diana

Visa Developer Team