Visa Checkout

[lester_alvarez]

Hi Visa Developers,

Im using visa checkout javascript SDK , i have read visa checkout integration PDF and already done with the checkout button and test the payment method using visa checkout in sandbox . Now what i want to know is after the costumer use the visa checkout where did the money go? and how can i checked if the payment is credited to my account ? and lastly how can i withdraw or transfer all the payments made using visa checkout to bank? Because there is no information in the PDF on how to do it.

Thanks in advance.

[jvenkata · Accepted solution]

Hello,

Visa Checkout is a digital payment service designed to simplify a customer's checkout experience using a secure, single sign-on across channels and devices using a customer's preferred payment method.  When a Visa Checkout button is displayed on a site, visitors can complete their transactions with a user name and password.

Visa Checkout works with an ecommerce site's existing payment ecosystem and does not act as a Payment Gateway, Payment Processor, or Merchant Service Provider. Visa Checkout is not involved in the processing of transactions or funding of Merchant bank accounts.

Visa Checkout can be used by online merchants  but there must be an existing, functional Payment Gateway established through a Merchant Service Provider. Funds received via Visa Checkout are deposited into the account established with the Merchant Service Provider along with funds received through the sites standard checkout. Visa Checkout provides customer's with a faster checkout but requires the standard checkout process to function.

Hope this helps !

Thanks,

Jai

[lester_alvarez]

Thanks, this helps me a lot .

[sumaanth]

I that case, what API can I use to along with checkout to have a complete transaction. Can I use Visa Direct? If yes, how do I get the PAN from checkout?

Thanks in advance

[API_Products]

Hey @sumaanth,

Yes, you can also use Visa Direct. To integrate Visa Checkout, use the integration guides here - https://developer.visa.com/capabilities/visa_checkout/docs 

You will also need an active merchant acquiring account to process Visa Checkout transactions. Please let us know if you need help or have other questions.