Accepting payment directly via MasterCard or Visa

[vikasaldana]

How difficult is Mobdro it to work directly with the APIs of MasterCard and Visa from my web app, that is, accept payments without Stripe or the like? Has anyone done that? What was your experience?Nox

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[API_Products · Accepted solution]

Hi vikasaldana,

The difficulty is dependent on each use case and varies from one to another. There are Visa API specialists and representatives at Visa that you could work with that make the use of these APIs more seamless. I could put you in contact with our team if you are interested. 

Please check our website for specific APIs relevant to your business case. https://developer.visa.com/

Since you are interested in payment methods, please navigate to the link below to view our Payment Methods APIs. 

Payment Methods APIs
https://developer.visa.com/site/payment-methods

[API_Products]

Hi @karanzale,                             

Because we are an open platform, there is no cost to you to develop your application using any of the APIs in the sandbox.  When you are ready to transition to production use of the APIs, there are fees for each of the APIs that are used.  Fees are evaluated by application, as they are a function of many elements, including the nature of your application and your relationship with any existing Visa partner(s).  We treat production applications on a case-by-case basis and work with you to determine appropriate pricing.

Please check our website for specific APIs relevant to your business case. https://developer.visa.com/apibrowser

Since you are interested in payment methods, please navigate to the link below to view our Payment Methods APIs. I have included some payment APIs that would be a good fit for your project, as well.

Payment Methods APIs
https://developer.visa.com/site/payment-methods      

Visa Checkout

https://developer.visa.com/capabilities/visa_checkout/docs

CyberSource Payments

https://developer.visa.com/capabilities/cybersource/docs

Visa Direct

https://developer.visa.com/capabilities/visa_direct/docs

In particular, if you are interested in using Visa Direct, see the top few paragraphs that are shaded in yellow that discuss the requirements to use Visa Direct.
  
After having read the documentation, if you meet those requirements, then please click through the link in those paragraphs to the Visa Direct Program Implementation Questionnaire, fill it out, and submit to the email address listed on that form.

To get started, please follow the steps in the “Working with Visa APIs” link to register and create a Visa Developer application.  https://developer.visa.com/pages/working-with-visa-apis

This guide walks you through the key steps for application creation, credentials, and connection validation.

If you are ready after testing your App in sandbox, send us a production request and we will evaluate your Application and other credentials.

For those who may not have already hired or on-boarded technical experts who understand and can start to integrate/implement/setup the VDP APIs, please note that Visa does not provide technical experts to help integrate/implement the setup of any of the VDP APIs. Visa will not do the software coding or IT setup of the VDP APIs. You will have to hire technical experts, a 3rd party vendor or do your own research and learn how to setup your own system and do the coding. After you submit the Going Live request forms and the Going Live request gets approved, Visa will provide you with someone to help you with the onboarding forms. I always recommend those looking to implement/integrate VDP APIs to research and hire their own technical experts, 3rd party processors or do their own research to learn how to implement the VDP APIs.

In addition to that, we have sandbox testing, Code Explorer and API Explorer available for you to start testing code. If you have any questions or need further assistance, you can also submit an email to developer@visa.com.
 
For sandbox testing, there is test data for your Visa Developer application which is available in the Dashboard under test data in the left navigation, this will ensure that you are using valid data that has been provisioned for specific scenarios. You will basically have a table per API that is split into the Request and Response sections and the values on the Request section are meant to be populated in the payload with the intention of obtaining results specified in the Response section.
             
Sandbox data is limited to what is provided in the Test Data tables and is not integrated to the Visa Network and you cannot test real data in sandbox. The screenshot examples below are provided to you for reference.

We also have two other ways for you to start testing code, such as Code Explorer or the API Explorer available for you to use.
           
You can access Code Explorer by navigating to the product API of your choice. Please follow the steps below to locate Code Explorer.
           
Steps to Start Using Code Explorer
1. From the API documentation page, on the right side of the browser click on 'API Reference'.
2. On the API Reference page, navigate to the right side of the browser and you will find the Code Explorer. Please use the Code Explorer to see the Request and Sample Response.

Besides that, please also take a look at our API Explorer. API Explorer lets you choose the Product API, Endpoint and Method to see the Request and Response. Here is the link to API Explorer.  https://developer.visa.com/apiexplorer

 

[Ashishgada]

The values of V and MC have expanded kind of threefold / fourfold (respectively) over the past five years, a long way outpacing not simplest the S&P however essentially each employer that i'm able to think of with even remotely similar marketplace cap. I do not have the gear or the knowledge to discover this subject matter, but i might be surprised if that failed to make these two some of the fine acting agencies of the modern-day decade.

they are now pushing P/E ratios >30, and they are paying dividends of much less than 1% in a marketplace in which different huge and decent economic services agencies are paying 2.five% or extra.

What justifies this valuation? Why does all people love Visa and credit card so much?

wherein are they growing? I should swear that, 5 years ago, each human being inside the western international already had a Visa card.

[API_Products]

Hi @Ashishgadam,

There are so many reasons why people love Visa! People trust the brand, feel confident that every payment transaction is secure and Visa services are fast and reliable. With some online research, you'll soon find there are may benefits to make payments with Visa credit cards.

Nowadays, people are looking to Visa to help build their businesses by leveraging Visa APIs to create innovative experiences.

Need inspiration? Check out real-world scenarios for using our APIs. https://developer.visa.com/use-cases

Find out how you can integrate our APIs into your business by navigating to our Working with Visa APIs link. https://developer.visa.com/pages/working-with-visa-apis

[twaambo]

hi, my team and i are building a platform that needs the visa direct account and wallet api to function. building the product is not an issue for us. our main problem is going live. we dont exactly know how to do that. we'll appreciate some help. thanks.

[API_Products]

Hi @twaambo,

Please refer to the Going Live guide here.

[Howard_Hendr]

thanks for share