+1 on the previous reply. Before implementing a solution, we want to know if it is more expensive than what others are providing. First rule of economics. VISA should know better... Where is the incentive? You are offering the same solutions as my bank and the same security. And I have been trying to contact someone directly and there is no phone number on your website. The contact form is broken btw. For a company like VISA this service looks like it needs some love. Sorry for the harsh comments but it is my perception.
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