I looked at the documentation, now there is a diagram of my actions. It's not as simple as I imagined, there are questions. Here for example there is a paragraph: An Acquiring BIN and its Country Code. This is the Bank Identification Number (BIN) that is used to clear and settle the transaction within Visa and the country in which it is licensed for use. If you are a financial institution (or have a Visa acquirer POS license), you can decide which of your licensed BINs you will use for funds transfer activity. This should be a unique BIN that is not shared with any other Visa service. If you are a sponsored third-party Originator, your sponsoring financial institution will assign an Acquiring BIN to you when you establish your acquiring relationship with them. You can obtain a test Acquiring BIN on your Project Dashboard for use in sandbox testing, but you will need to register your actual Acquiring BIN(s) with Visa during production onboarding. Clarify to me. I need to have several such BIN, for conducting transactions in different countries? For example, if the sender of funds has a European bank card, then BIN is also an european bank? This is the first thing that is not yet clear to me. It turns out that similar applications for the transfer of funds, for example, Have the necessary number of BINs for each country or region?
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Hello! I want to create an internet service, which technically will carry out money transfers between users (between cards). In turn, I would like to receive a small reward from each transaction. I drew attention to VISA DIRECT API. Tell me please, do I understand correctly what I need for this? The service does not sell any goods and services, it is simply an intermediary, something like a social network. Users will pay for each other for services or products that do not belong to the service. What is needed for this? What expenses will I meet?
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