We have a fully developed software which uses the Visa Direct API. We have been trying to find a sponsor for the last few months.
We are in a hurry to get the software running.
We tried to reach some banks to sponsor our program without success. They haven't heard about Visa Direct.
We have also contacted the Visa representative in Portugal (ANA REIS:+351 213 584 500). We´ve got the information that Visa Direct isn't available at the time, without any further information.
In the meanwhile, one bank have answered that they will have it available in april.
This information is somewhat incoherent.
Is Visa Direct available in Portugal at the moment?
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I am working on your request and will get back to you soon.
Please engage with acquirers not issuing banks in orer to use Visa Direct. Visa Direct will work to all Visa cards in Portugal – currently funds will not be posted in real time but this should become available this year.
The API is designed for clients which are able to settle with Visa and have reporting, reconciliation and exception handling capabilities.
Whilst you can look for an Acquirer to sponsor you, most will not support this unless you are of significant size.
I recommend you connect to an acquirers API which can provide a full service for you. Most acquirers in Europe are passported to support all countries including Portugal. You can try reaching out to Ecommpay, CardPay, Emerchantpay for example but there a number of acquirers you can try.