How to send money back to user account from merchant side?
Please check our website for specific APIs relevant to your business case https://developer.visa.com/
In addition, please take a look at our payment methods API like: CyberSource Payments, Visa Checkout, Visa Direct
Please follow the steps in the “Get Started” link below to register and create a Visa Developer application.
This guide walks you through the key steps for application creation, credentials, and connection validation.
Let me know if you have any additional questions.
Thanks vkamboj for the solution. Being a merchant i was having the same issue.