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Online card payments (e-commerce )

A very simple question.

I want to be able to:
(A) accept online card payments in my e-commerce page,
(B) send online payments to clients from my e-commerce web site

 

Have developed and applied with PayPal and Stripe, but they do not cover the complete range of functionality of my e-commerce site.

 

Professionally am a software analyst/developer based in Britain (also Ph.D in a computational science) and my inquiry is not for technical information for the APIs, but for the business information required for been able to apply the APIs.
Namely what steps needs to make in order to be able to use the VISA API (e.g. VISA Direct) in my web-site?

Also a preliminary view on the pricing would be useful.


Thank you in advance for any replies.

 

1 REPLY 1
Visa Dev Moderator

Re: Online card payments (e-commerce )

Hello @visa1,

 

Please see my inline comments below and let us know if there's anything else I can help with.

 

I want to be able to:
(A) accept online card payments in my e-commerce page,
(B) send online payments to clients from my e-commerce web site

[Diana]
You can take a look at our Payment Methods APIs using this link here - https://developer.visa.com/site/payment-methods  

Visa Checkout provides a single sign-in service to pay for online shopping purchases. Visa Checkout users can skip inputting their payment and shipping information for their orders.
VCO Overview - https://developer.visa.com/capabilities/visa_checkout 
VCO Documentation - https://developer.visa.com/capabilities/visa_checkout/docs-getting-started 


Visa Direct offers real-time payment capabilities over Visa’s global, interoperable network. Businesses and consumers can make payments to eligible card accounts, using solutions developed with participating financial institutions or payment service providers. From the Visa Direct Overview page, see the top few paragraphs that are shaded in yellow that discuss the requirements to use Visa Direct.
VD Overview - https://developer.visa.com/capabilities/visa_direct  
VD Documentation - https://developer.visa.com/capabilities/visa_direct/docs-getting-started 

 

The business information required for been able to apply the APIs.
[Diana]
Visa the API Browser for specific APIs relevant to your business case. https://developer.visa.com/apibrowser 

Navigate to the “Working with Visa APIs” link below to register and create a Visa Developer application. Go through the key steps for application creation, credentials, and connection validation.
https://developer.visa.com/pages/working-with-visa-apis 

After testing your App in sandbox, send us a production request and we will evaluate your Application and other credentials.


Namely what steps needs to make in order to be able to use the VISA API (e.g. VISA Direct) in my web-site?
[Diana] You'll need to have a sponsor bank?

Please review this Visa Direct documentation - https://developer.visa.com/capabilities/visa_direct/docs-getting-started 

See top few paragraphs, enclosed in the box with an exclamation mark, that discuss requirements to use Visa Direct.

If you meet those requirements, fill out the Visa Direct Program Implementation Questionnaire and submit to the email address listed on that form.


Also, a preliminary view on the pricing would be useful.
[Diana]
You can develop your application in sandbox for free. To get into the production use of the APIs, there are fees for each of the APIs used. Visa will work with you to determine appropriate pricing.

 

 



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Thanks,
Diana