I'm happy to help answer your questions. Visa Developer Platform currently does not offer the Iban for payments. If you'd like to user our APIs, please check our website for specific APIs relevant to your business case. https://developer.visa.com/
Below are Payments APIs that fit your use case on payments. Payment Methods APIs - https://developer.visa.com/site/payment-methods
Visa Checkout - https://developer.visa.com/capabilities/visa_checkout/docs
Visa Direct - https://developer.visa.com/capabilities/visa_direct/docs
If you'd like to use Visa Direct, please take a look at the top few paragraphs enclosed in the box with the exclamation mark, for the requirements to use Visa Direct. If you meet the requirements please click through the link in those paragraphs to the Visa Direct Program Implementation Questionnaire, fill it out, and submit to the email address listed on that form.
Please let us know if you have other questions or if I can help with anything else.
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