Please, I have a question.
With the visa checkout, is the customer able to pay only by using lightbox, or does he just return the card information, and do I have to request payment through the backend API?
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It varies based on your integration. Some merchants will have a "Continue" button at the end of the lightbox which will take them straight to the checkout page to finish placing an order. Other merchants have a "Pay" button which completes the order upon entering all required fields/making all required selections within the lightbox.
Both are applicable based on merchant integration.