Well, I am going to admit it. I am quite new when it comes to creating a payment system and all other digital payment methods.
I have worked with Braintree Payments (quite awesome). But now, like Instagram have done, they have created a way for their users to have their own payment methods inside the app.
I no longer want to use Braintree or any other payment system, I just want visa directly. Just like Instagram (when you promoting a post).
Please do help!
Hey @developerriaz,
You can take a look at this link for specific APIs relevant to your business case - https://developer.visa.com/apibrowser
Visa’s Payment Methods APIs aim to help process payments securely, safely, and quickly. Here's the link to Payment Methods APIs - https://developer.visa.com/site/payment-methods
Visa Checkout provides a single sign-in service to pay for online shopping purchases. After a simple setup, Visa Checkout users can skip inputting their payment and shipping information for their orders. Visa Checkout works across multiple devices so online shopping stays easy.
VCO Overview - https://developer.visa.com/capabilities/visa_checkout
VCO Documentation - https://developer.visa.com/capabilities/visa_checkout/docs-getting-started
CyberSource Payments processes credit, debit and gift cards across the globe and across multiple channels with scalability and security. CyberSource supports an extensive list of payment cards and offers a wide choice of gateways and acquiring banks, all through one connection.
CYBS Overview - https://developer.visa.com/capabilities/cybersource
CYBS Documentation - https://developer.visa.com/capabilities/cybersource/docs-getting-started
Visa Direct offers real-time payment capabilities over Visa’s global, interoperable network. Businesses and consumers can make payments to eligible card accounts, using solutions developed with participating financial institutions or payment service providers.
VD Overview - https://developer.visa.com/capabilities/visa_direct
VD Documentation - https://developer.visa.com/capabilities/visa_direct/docs-getting-started
In particular, if you are interested in using Visa Direct, see the top few paragraphs that are shaded in yellow that discuss the requirements to use Visa Direct.
After having read the documentation, if you meet those requirements, then please click through the link in those paragraphs to the Visa Direct Program Implementation Questionnaire, fill it out, and submit to the email address listed on that form.
Hey @developerriaz,
Do you have a sponsor bank? For Visa Direct, the first thing you'll need to do is to have a sponsor bank, then from there you can fill out and submit the Visa Direct Implementation Questionnaire and someone from the Visa Direct Support Team will reach out to you. When contacting a Visa licensed acquirer, make sure to tell them you are looking for a Visa Direct acquirer. That is because not all Visa licensed acquirers are enabled to sponsor Visa Direct programs.
Getting into Production has two minimum requirements:
1. Relationship with a Visa Acquiring bank, which can sponsor your payments settlement by providing BIN
2. PCI/DSS Compliance
Hey @developerriaz,
Do you have a sponsor bank? For Visa Direct, the first thing you'll need to do is to have a sponsor bank, then from there you can fill out and submit the Visa Direct Implementation Questionnaire and someone from the Visa Direct Support Team will reach out to you.
Getting into Production has two minimum requirements:
1. Relationship with a Visa Acquiring bank, which can sponsor your payments settlement by providing BIN
2. PCI/DSS Compliance