Visa Direct Webhook

[Tommaso]

Hi, fellow developers. I have a use case in which I want to get card holder transaction detail and for this I think VISA DIRECT is most suitable . 
But I am only able to find its APIs but for my specific use case I need webhooks . So whenever a transaction is made by that card holder, Visa will notify me via its webhook.  
What I want to know:
1- Does VISA Direct provides webhook ?
2- Is Visa Direct is suitable for my use case ?
3- Or If there is any other API of VISA which is more suitable for my Use case ?

[I_Doroteo3]

Hi @Tommaso, 

Currently Visa Direct does not provide webhooks.  Visa Direct does include a suite of APIs, of which the Reports API provides data needed for reconciliation (includes push and pull transaction details). 

Visa Transaction Controls API offers a way for cardholders to track and manage payment activity. it offers issuers a variety of block and alert capabilities, where alerts contain important transaction details like amount, time, date, alert type, etc.

I would also recommend checking out Cybersource ( a Visa Solution), who also has a Transaction Details API.

Hope this helps!

Thanks, 

Illana

[Tommaso]

Hi I_Doroteo3, Thanks for replying.
Lets suppose I have millions of users on my app. Without Webhook I have to hit on the API again and again. Isn't this a very bad solution.

Furthermore, If this is the only solution then can you guide me how will I know that User did a transaction and then I do an API hit to get his data.

[Tommaso]

Also I want to know, how will I get notified when my app user will do a transaction, so that I can call the API to get his transaction data.
Which of the API will suit me in this scenerio. I have seen VISA Direct api, VISA Business data Solution API, but need to know which will be best for my case. As there will be millions of users .

[I_Doroteo3]

Hi @Tommaso, 

In doing further research on your use case, VDP also has the option for some APIs to have Outbound Configuration, which enables you to register the URLs on which you want to listen to the events. I believe this would be the closest to the functionality of a webhook.

Thanks, 

Illana