Want to know about API's

[Solanki]

Hello, forum

Hello,

I am going to start my new idea to provide a facility for specific country users to pay for goods and services globally.
Most of the specific country users are unbanked. They don't have a bank account so they are just dependent on mobile money applications. They can't shop from online websites because they asking for credit/debit cards.
My goal is to create a mobile/web platform where users can create virtual cards so they can make shopping from e-commerce websites.
I have the following requirements to virtual cards can be loaded with a balance 
1. Mobile Money
- User can deposit the amount from mobile money to virtual card
2.Banks
- Users can load virtual card directly at any bank depending on
the number of funds they want to load unto the card.
3.Visa or Mastercard
- Credit/debit cards can be used to deposit into the Virtual card.
4.Wallet cash
Users can send funds to friends and family via wallet Cash.
This is a Virtual card to virtual card transactions.

Are these all requirements that can be achieve using VISA API?

If yes please specify what are the services I have to enable and what are API's need to use

Can you please provide your feedback.

Thanks
Solanki

[API_Products]

Hey @Solanki,

Thanks for sharing your use case with us and I'm happy to help recommend an API for your project. The Visa Token Services APIs (VTS) are the closest thing to being a good fit for a virtual card use case.

The Visa Token Service (VTS), a new security technology from Visa, replaces sensitive account information, such as the 16-digit primary account number, with a unique digital identifier called a token. The token allows payments to be processed without exposing actual account details. Here's the VTS Overview page - https://developer.visa.com/capabilities/vts 

VTS is a restricted product, hence, if you'd like to obtain access please submit your request to developer@visa.com.

Let us know if you have other questions, we're happy to help.

[Solanki]

I am still not get access for VTS. I dropped mail "Developer@visa.com" on 25 sept but still not receive any response.
How can i access VTS API without access?

[API_Products]

Hey @Solanki,

My apologies for the delayed response. I'm happy to help you with getting restricted Visa Token Service API product access. The first step to learn more about this product is to contact your Visa Account Executive, Gateway or Acquiring partner and/or please visit the product page at Visa Ready. If you have queries on Visa Token Service then please submit these 

queries through Visa Ready using the ‘Contact Us’ link.