visanet payment

[MOUSTAFA]

Hello!
I'm new to Visa development and would like to better understand how to create the following:

• I want to create VisaNet QR and payment links for invoices.
• I would like the user to be able to scan this code or click the link to be directed to the payment page, with invoice details and payment options.
• After the user completes the payment, the funds will be transferred to their bank account.  
  
  Please help me find the right APIs and perhaps sample code to get started.
  
  Thanks in advance!

[SyedSa]

Hi @MOUSTAFA, Thank you for reaching out. An agent will get back to you soon. Until then, if any community member knows a solution, feel free to reply in this thread.

[MOUSTAFA]

I ALWAYS SEND EMAIL BUUT NO REPLY

[Charli123_]

Spoiler

hola pudiste hacer una cuenta visanet?

[MOUSTAFA]

YES

[AVisaPM]

Hey @MOUSTAFA,

To create VisaNet QR codes and payment links for invoices, you can utilize various Visa Direct APIs and services available through the Visa Developer platform. Here's a general approach to help you get started with your project:

1. Understand the Requirements: You want to generate QR codes and payment links that users can use to pay invoices. After payment, funds should be transferred to the recipient's bank account.

2. Explore Visa APIs: For your use case, you will likely need to explore the following APIs:
- Visa Direct: This service allows you to push funds directly to eligible debit and prepaid cards, which is useful for the fund transfer aspect.
- QR Code Payment: While Visa does not directly provide a QR code generation API, you can use the payment information to generate a QR code using third-party libraries or services.

3. Payment Link Generation: You can create a payment link by integrating with a payment gateway that supports Visa transactions. These links can be shared with users for them to complete payments.

4. API Documentation and Guides: Visit the Visa Developer Portal at [developer.visa.com](https://developer.visa.com) and explore the API documentation. Look for the following:
- Visa Direct API Documentation: Understand how to initiate fund transfers and manage transactions.
- Guides and Sample Code: Visa provides sample code and guides to help you understand how to implement their APIs.

5. Sample Workflow:
- Step 1: Use a payment gateway to generate a payment link or integrate with Visa Direct to prepare the transaction details.
- Step 2: Generate a QR code using the payment link or transaction details. You can use QR code libraries available in various programming languages.
- Step 3: Share the QR code or payment link with the user.
- Step 4: Once the user completes the payment, verify the transaction using Visa Direct APIs to ensure the funds are transferred to the correct account.

6. Security and Compliance: Ensure that your implementation complies with Visa's security standards and any regulatory requirements for handling payments.

7. Testing: Use the Visa Developer sandbox environment to test your integration before moving to production.

By following these steps and utilizing the resources available on the Visa Developer Portal, you can efficiently create a system for generating VisaNet QR codes and payment links for invoices.