Account Name Inquiry

[timhuckle]

The documents for Payment Account Validation (https://developer.visa.com/capabilities/pav/docs-getting-started) refers to Account Name Inquiry (ANI) and does not reference geographical and/or general availability.   I note the reference to AVS and CVV2 in UK; but nowhere in the docs that I can see does ANI get referenced specifically.  I have tried emailing developer@ regarding this but no reply. 

The sandbox test data contains no reference to test names either. 

If I send the following to https://sandbox.api.visa.com/pav/v1/cardvalidation with MLE enabled:-

{

  systemsTraceAuditNumber: '743720',

  cardCvv2Value: '022',

  primaryAccountNumber: '4895070000003551',

  retrievalReferenceNumber: '015221743720',

  cardExpiryDate: '2040-10',

  addressVerificationResults: { street: '900 Metro Center Blv', postalCode: '94404' },

  cardHolderNameVerification: { lastName: 'Test', firstName: 'John' }

}

The response returns an empty result for cardHolderNameVerification.Result

{"transactionIdentifier":127188079235756,"approvalCode":"12AB54","actionCode":"00","responseCode":"5","addressVerificationResults":"Y","cvv2ResultCode":"M","cardHolderNameVerificationResult":{}}

Please advise the availability of ANI,  is it alpha/beta/GA and are card issuers likely to support it or is it enforced?  A very useful service to prevent third party payments within the financial services industry if it is available. 

[kh-gary]

Thank you for reaching out, @timhuckle! An agent is looking for a solution for you and will get back with you shortly! If any community members know a solution, please feel free to respond in this thread.

[I_Doroteo3]

Hi @timhuckle, 

Thanks for your patience- I will look into this with the product team and get back to you.

Thanks, 

Illana

[timhuckle]

Anyone?

[DianaVisaPM]

Hi @timhuckle, 

The Payment Account Validation API in Sandbox provides simulated data and not real-time data. You received an empty result because there's no real-time data in sandbox. Once you move to production you will be able to work with real data. 

[timhuckle]

What are the simulated / mocked responses available for this specific service in the sandbox then?  I don't see reference to any.

Further, what is the actual coverage of this service in the UK.  For example, a UK bank issued visa debit card - would I expect to be able to perform an ANI against it.

[DianaVisaPM]

Hi @timhuckle,

Sandbox is populated with sample data. It is simulated data and not current/real, therefore, you will not be able to see the real data until you're in the Production environment. The sample request/response data is available on the API Reference page of this product. Click here for the request/response sample data. 

The API is available for use in Europe and currently has four methods of account validation: Account Verification, the Address Verification Service, Card Verification Value Validation, and Account Name Inquiry (ANI). The Payment Account Validation API accepts a primary account number as input and performs an Account Verification. You have the option to have Account Name Inquiry (ANI), Address Verification (AVS) and/or CVV2 Validation done at the same time. The API returns the validation results for each option in the API response.  

[timhuckle]

I'm sorry,  I'm going to have to ask again.

1. I create an app.

2. I enroll to the card validation service.

3. The portal shows sandbox data down the left hand side - none of which has an example customer name.

4. How then can ANI be tested in the sandbox?

[DianaVisaPM]

Hi @timhuckle,

There's limited data in sandbox, hence, there's no data for customer name in the sandbox environment. Once in production you will be able to see ANI. 

[Kepler]

Hi @DianaVisaPM 

Is it possible to return cardHolderNameVerificationResult with match result based on the test data provided in developer dashboard? I would like to complete API integration test in sandbox environment rather than in production.