Hey @jacintocho,
Please take a look for the specific APIs relevant to your business case. https://developer.visa.com/apibrowser
Visa’s Payment Methods APIs aim to help process payments securely, safely, and quickly. To take a look at our Payment Methods APIs go here - https://developer.visa.com/site/payment-methods
Per your use case, I would recommend you to use Visa Direct. https://developer.visa.com/capabilities/visa_direct/docs-getting-started