I am testing visa checkout in Sandbox. Everything is working.
However, how do I check whether the transactions are happening properly ? I would like to see the account of the merchant as well as the customer to verify that the transactions are happening correctly. How do I check and verify these ? I do not see any links or tabs for these on the dashboard.
I'll take a look and someone will get back to you soon.
After a merchant sends the API request to obtain the billing information from VCO, they will receive a response payload. The Merchant will need to decrypt the payload using their API key and Shared Secret Key.
I am not getting an answer to my question.
I know that we can get the payment information on the current transaction after decrypting the payload.
But, my question was:
1) What account does that money go to ? And, how do I verify that the merchant's account has received that money ? How do I check the history of money received in the previous similar transactions ?
2) How do I check the customer's account and confirm that the money transferred is correct ? How do I check the transaction history of the customer's account to verify that all previous transactions are correct ?
Thanks for your patience. We have an expert team that deals primarily with Visa Checkout questions. I'm currently reaching out to them for an update and once I receive one, I'll post it to this thread.
Once you have received the payload of customer data using Visa Checkout, you will complete a transaction by sending a request to your gateway/processor using your established payment flow. Ultimately, your transactions will be credited to your merchant acquiring bank. Visa Checkout works together with a merchant service provider (also known as an acquiring bank or "acquirer"), processor, and gateway to complete a transaction. A merchant account—aka merchant services account—establishes a business relationship that allows your company to accept debit and credit card payments to a bank account in exchange for processing fees.
Typically, a Merchant Service Provider is a bank or financial institution that allows a merchant to accept credit or debit card payments, and assigns a payment "processor" for this purpose. Your payment gateway will allow you to securely authorize payments before sending to the processor, and usually offers transaction review functionality via a user interface.
Thank you for your reply.
However, when doing the tests in sandbox, where do I see these merchant's account and the partner's account ?
My interest is to see the previous transactions to both these accounts when doing the tests in sandbox.
Note that we have not gone live yet and so, we do not have a live account yet.
While doing the tests in sandbox, how do I check and verify that the previous transactions have gone through correctly ? Only if I can see the previous history of transactions, I can confirm this. So, where do I see those history while doing the tests is sandbox ?
Visa Checkout only provides merchants encrypted payment instrument and does not include payment processing. Merchant will need to utilize their existing integration with the payment gateway / processor to complete the transaction. Merchant can verify their Visa Checkout transaction using the payment gateway / processor's tool the same way they would check any transaction from using regular credit card checkout form.