Hello folks, I have a store I've been running for a month at this point. Also, today I've gotten a ton of deserted checkouts from individuals who endeavored to pay with a Visa card through Shopify installments. I offer to individuals in the US, UK, and Germany, and this has been an issue with clients in both the US and UK. The decay reasons are different, going from "administration not permitted", "don't respect", "exchange not permitted", and "your card doesn't uphold this sort of procurement". This appears to have recently emerged today for reasons unknown and it has cost me a ton in deals. I was thinking about whether any other person was encountering this issue.
Thanks for sharing this information with us. Per your use case, I would recommend you to take a look at Visa Checkout.
For Visa Checkout, the consumers are the ones logging in for their card information to be pulled using the Visa Checkout API. Please see the links below for information on Visa Checkout and let us know if you have other questions. Someone will be happy to assist.
Visa Checkout - https://developer.visa.com/capabilities/visa_checkout
Visa Checkout Documentation - https://developer.visa.com/capabilities/visa_checkout/docs