pullfundstransactions getting error credential was not present

[Vidioo]

https://sandbox.api.visa.com/visadirect/fundstransfer/v1/pullfundstransactions

Passed Headers

Accept:application/json,application/octet-stream
Authorization:User ID:Password
Content-Type:application/json

GET USER_ID AND PASSWORD FROM HERE Dashboard=>Credentials 

Body

{
"acquirerCountryCode": "840",
"acquiringBin": "408999",
"amount": "124.02",
"businessApplicationId": "AA",
"cardAcceptor": {
"address": {
"country": "USA",
"county": "San Mateo",
"state": "CA",
"zipCode": "94404"
},
"idCode": "ABCD1234ABCD123",
"name": "Visa Inc. USA-Foster City",
"terminalId": "ABCD1234"
},
"cavv": "0700100038238906000013405823891061668252",
"foreignExchangeFeeTransaction": "11.99",
"localTransactionDateTime": "2018-04-26T05:35:32",
"retrievalReferenceNumber": "330000550000",
"senderCardExpiryDate": "2015-10",
"senderCurrencyCode": "USD",
"senderPrimaryAccountNumber": "4895142232120006",
"surcharge": "11.99",
"systemsTraceAuditNumber": "451001",
"nationalReimbursementFee": "11.22",
"cpsAuthorizationCharacteristicsIndicator": "Y",
"addressVerificationData": {
"street": "XYZ St",
"postalCode": "12345"
}
}

Response

{
"responseStatus": {
"code": "9124",
"severity": "ERROR",
"info": "",
"status": 400,
"message": "Expected input credential was not present"
}
}

Reference link : https://developer.visa.com/capabilities/visa_direct/reference

[API_Products]

Hi @Vidioo,

To learn more about Visa Direct APIs, you'll need to review the Visa Direct documentation via this link - https://developer.visa.com/capabilities/visa_direct/docs

Particularly, you'll have to see the top few paragraphs that are highlighted in yellow that discuss requirements to use Visa Direct.

After you read this documentation, if you meet these requirements, click on through the link in those paragraphs to the Visa Direct Program Implementation Questionnaire, fill it out, and submit to the email address listed on that form.

Thank you,

Diana