Check if customer is Verified by Visa

[jimtoby]

I'm a developer and I'm wondering if there is a way to check if a customer is verified by visa. For example, given their credit card information, can we confirm that this person is verified by visa? And if so, how do I go about doing this?

Thanks!

[API_Products]

Hi @jimtoby,

For information on Verified by Visa, please visit this link. https://usa.visa.com/pay-with-visa/featured-technologies/verified-by-visa.html?ep=v_sym_verifiedbyvi... 

Please review the information provided on the page, and if you'd like to move forward, click on Get a card and once you have submitted the information as requested, someone from the Visa Team will reach out to you.

[jimtoby]

@DianaTran-Yee  the link you sent me doesn't really answer my question...can you furthermore help clarify things?

[API_Products]

Hi @jimtoby ,

Please take a look at Payment Account validation API to see if it'd be a good fit for your business case. 
https://developer.visa.com/capabilities/pav/docs

All Visa issuers support Account Verification requests. U.S. and U.K. issuers are required to support Address Verification Service and CVV2 Validation requests; participation in both services is optional for all other issuers. If you request an Address Verification or CVV2 Validation from a non-participating issuer, you will receive an appropriate Action Code in the response.

[Lull]

So which of the three verification methods mentioned in the API you link to, corresponds to "Verified by VISA"?

1. Account Verification,
2. Address Verification Service (AVS), or
3. Card Verification Value (CVV2) Validation

Thanks,

-Louise

[API_Products]

Hi @Lull,                             

For more information on verified by Visa, please visit this link. https://usa.visa.com/pay-with-visa/featured-technologies/verified-by-visa.html?ep=v_sym_verifiedbyvi...

Please review the information provided on the page and if you like to move forward, you can click on Get a card and once you have the submitted the information as requested, someone from the Visa Team will reach out to you.

[Lull]

Hi Diana,

Thank you for your reply, but I do not think you answered my question, I will try to elaborate:

I have already read the documentation on Verified By Visa, and another community thread as well: https://community.developer.visa.com/t5/Getting-Started-with-Visa/Check-if-customer-is-Verified-by-V...

In that thread you mention the API https://developer.visa.com/capabilities/pav/docs in relation to Verified By VISA, and in this documentation three different types of account validation are defined:

1. Account Verification,
2. Address Verification Service (AVS), or
3. Card Verification Value (CVV2) Validation

So my question is: if a payment is said to be "Verified by VISA", which of the three types of validation above, if any, has then been applied?
Is there an API for signing up for Verified By Visa?

Thanks,

-Louise

[API_Products]

Hi @Lull,

Please allow me to take a look and get back to you soon!

[API_Products]

Hi @Lull,

To follow up, I am still working on getting the answer for you. I have reached out to the Verified by Visa team for insight into this matter and will let you know soon when I find out.

[API_Products · Accepted solution]

Hi @Lull,

I would like to provide you with a follow up post to answer your question, and thanks for your patience. The fields and sections that are being referred to in your forum post, plus what is available through the link (https://developer.visa.com/capabilities/pav/docs) sent, do not appear to share any relation with Verified by Visa. This Payment Account Validation process appears to be completely separate from the Authentication processes provided through VbV/VCAS. The fields primarily used by Verified by Visa are ECI Indicator, CAVV Value and POS Condition Code.

There is a document with more information about Verified by Visa (VbV) that is accessible via Visa Online. To access this Verified by Visa (VbV) product profile from Visa Online, you will need to log into Visa Online to access the document.

I have provided the link for reference.

https://secure.visaonline.com/SitePages/Content.aspx?pageid=4.5.1.8.3