Hi, We are a software development company based in India. We have a requirement in a project to make our mobile phone to read and process payment by tapping a NFS enabled credit/debit card. Its not that our device can first register the CC and then tap it on a NFC POS machine; our mobile shall itself become a POC machine. Please let us if possible and what is the procedure for it.
Visa Token Services might be a good fit for your requirement of taking contactless card payments via a mobile device. We have Card-On-File" (COF) functionality available on the Portal and these are the APIs that enable provisioning and use of tokens for HCE-based contactless (NFC) payments and for in-app purchases using tokens provisioned to a mobile device. Please see the Visa Token Service documentation provided below.
Visa Token Service - https://developer.visa.com/capabilities/vts/docs
In addition to that, Visa Chip Simulation Service enables simulation of contact and contactless transactions based on Visa chip standards, and may serve as a test simulation for chip and mobile transaction applications. Please refer to the Visa Chip Simulation Service documentation for more details.
Visa Chip Simulation Service - https://developer.visa.com/capabilities/vsdc/docs
Can you please help me to integrate "Tap to phone" for sellers to use Android smartphones to accept payments without any additional hardware so Customers can make payments by tapping their contactless card to the seller’s tap to phone-enabled smartphone. please guide us.
Visa Token Service is a restricted product but it's possible that you an gain product access. For Visa Token Service integration, please send an email to firstname.lastname@example.org and let them know that you're requesting Visa Token Service (VTS) product access. Product access provides API documentation, API reference, code, etc.