Use VTC for other schemas and transaction notifications

[alex97po]

Hello, there!

This thread is a follow up to the previous discussion (Solved: Re: Building third party app for subscription mana... - Visa Developer Community) where it was confirmed that 3rd party application (not Issuer) can integrate with VTC for customer rules (e.g., set limit, block merchant etc).

I want to confirm a few more critical aspects of the technical feasibility of the solution I am developing.

1. I am not sure if I understood this correctly, but on the webpage https://developer.visa.com/capabilities/vctc/docs-getting-started, it is mentioned as "Available for all cards regardless of brand or network routing." Does it mean I can use VTC APIs to create, for example, a rule blocking a particular merchant (to avoid further recurring transfers) for a Mastercard card?

2. I can see Notification Delivery Callback API as part of VTC. Do I understand correctly that this API allows my app to "know" when the cardholder completes any transaction (like Mastercard Transactions Notification API)?

I appreciate any help you can provide.

Thanks

Alex

[SyedSa]

Hi @alex97po, Thank you for reaching out! An agent will get back to you as soon as possible. Until then, if any community member knows a solution, feel free to reply in this thread.

[alex97po]

Hello there!

Could someone, please, look into this?

[DianaVisaPM]

Hey @alex97po,

Sure, I can help clarify these points for you.

1. Cross-Brand/Network Integration:
- The statement "Available for all cards regardless of brand or network routing" indicates that VTC (Visa Transaction Controls) supports cards from different brands (e.g., Visa, Mastercard) and can work across various network routings. This means you should be able to use VTC APIs to set up rules such as blocking a particular merchant for Mastercard cards, just as you would for Visa cards. This cross-brand functionality is a significant advantage as it allows for more comprehensive management of transactions and rules regardless of the card's brand.

2. Notification Delivery Callback API:
- The Notification Delivery Callback API in VTC is designed to inform your application about various transaction events in real-time. This includes notifications whenever a cardholder completes a transaction. It's similar to the Mastercard Transactions Notification API in that it provides your application with real-time transaction data, enabling you to react to transactions promptly (e.g., updating user interface, sending alerts, etc.).

For accurate implementation and any specific constraints, it is always recommended to refer to the official Visa Developer documentation and potentially contact Visa Developer support for any intricate details or clarifications.

By confirming these aspects, you can ensure that your application can effectively manage and monitor transactions across different card brands, providing a cohesive user experience.