Using earned cash back to fund exclusive rewards

[abegomez]

Hello,

I'm working on a platform that enables users to earn points on regular spending, which can be redeemed for exclusive rewards. For the personalized cashback offers, do those funds automatically get attributed to the user's card or can my platform receive the proceeds to fund the prizes? Also, would my platform receive any commission for referring the user to the merchant? 

[jenn_kh · Accepted solution]

Hi, and welcome to the Community, @abegomez!. Thank you for your question! Our agent is looking into this and will get back to you soon.

-Jenn

[SLi]

Hi @abegomez,

For offers and benefits, please check out the APIs on Visa Developer here: https://developer.visa.com/site/offers-benefits

In particular, please take a look at

• Visa Merchant Offers Resource Center:  It is a central offer repository that gives an easy way to promote merchant offers to their cardholders.  
• Visa Offers Platform: It provides partners access to qualified Visa transaction data of enrolled cardholders. Partners can enhance their own loyalty and offer programs.

We do not have an API that gives commission to a platform for referring users to the merchant.