Visa direct implementation

[mahela97]

I have a online store and i want to add payment gateway to it using visa direct. I am super new to this and can someone tell me where should i start and what will be the steps for my scenario?

[SLi]

Hi @mahela97,

Visa Direct  provides the capability to push funds (in the form of an Original Credit) to over one billion eligible Visa accounts.  Originators can use Visa Direct APIs to push funds into a Visa account using any source of funds available to them, including a “pull” from a Visa account, a bank account, or cash.  Using Visa Direct APIs, consumer person-to-person money transfers and credit card payments as well as corporate and merchant disbursements can be made from personal computers, mobile phones, local bank branches, or ATMs.

Can you please confirm that the above description fits your online store use case?

In order to use Visa Direct, all Visa Direct programs require the originator to be a licensed Visa acquirer or be sponsored by a licensed Visa acquirer who is ready and able to sponsor Visa Direct programs. Please navigate to the below link to read the Visa Direct documentation and follow the instructions there to get started.

https://developer.visa.com/capabilities/visa_direct/docs-getting-started

Please feel free to reach out with any further questions. We're happy to help.

[mahela97]

yes, use case is correct. I want to implement this in nodejs. What will be the steps. I want my online store users to pay through visa direct.

[SLi · Accepted solution]

Hi @mahela97,

Please review the Visa Direct documentation via the below link: 

https://developer.visa.com/capabilities/visa_direct/docs  

After having read the documentation, if you meet those requirements, then please click through the link in those paragraphs to the Visa Direct Program Implementation Questionnaire, fill it out, and submit to the email address listed on that form.

To get started, please reference the "How To" guide below on how to run Node JS Sample Code using the Hello World API and Mutual SSL.

https://community.developer.visa.com/t5/Two-way-SSL-X-Pay-Token/helloworld-js-How-to-run-Node-JS-Sam...

Once you have validated your credentials and connection to the Hello World API, you'll be ready to test out the Visa Direct APIs.

Hope this helps, please let us know if you have any questions.