February Visa Dev Spotlight: Paul Earnest

Community Scholar

This month our spotlight goes to @paul_earnest!  Paul joined the Visa Dev Community in November 2019, exploring with Visa Token Service.  In just 3 months he's moved up the ranks to Regular Contributor joining a small group of our most active and highest ranking members. Learn more about what he’s working on in his Q&A.






Q: Tell us a little bit about yourself, where are you from and what are you currently working on?


A: I am Earnest Paul from Kuala Lumpur, Malaysia. I work as an IT - Technical Architect for a Fintech Organization in Malaysia. Currently involved in implementing Visa Token Service for a Banking Client. Being a certified professional, I would narrate myself as a “Business -Savvy and A Creative Technology Strategic Thinker” focused on technical solutions to Banking And Financial Project Requirements.


Q: What interested you in the Visa Developer Center?


A: Visa leads the Payment Solutions with the latest cutting-edge technology. In my Mobile Banking Project, the “Tap to Pay Feature” implementation has led me to VDC for understanding the integration of Visa Token Service.


Q: If you were an API, what would you be? Why? J


A: Yes, why not. Definitely I will be happy, to be an API for integrating to a Proven Solution. 


Q: What do you love most about coding?


A: Reusability, Coherence and Modular Programming.


Q: What was the first thing you built with code?


A: Data Encryption Algorithm operated on 64 bit blocks using a 128-bit keys for one of the premier banks in Switzerland.


Q: What’s the most exciting thing about being a developer in the payments industry for you?


A: Of course, the digital trends in Payment Industry mainly using mobile application is a key motivator for me. 


Q: Any tips for developers exploring payments?


A: I would strongly recommend to become a member of Visa Developer Center. VDC is a Hub to learn the Suite of Payment Products with a lot of open sources and solutions.


Q: What has it been like working with Visa Developer so far? What have you learned?


A: Visa Developer Center enabled me to explore, enrich knowledge about Visa Payment Products such as Visa Direct, Visa Net. Timely responses from VDC Leaders lead me to master it. I take this opportunity to thank everyone in VDC.


Q: Anything else you want to share about yourself?


A: I love exploring new places and watching romantic movies.



Every month we will feature Visa Dev Community members who are active on our forums and blogs. Want to be featured? Start by giving this blog a kudo or comment. The more you are active, the better your chances of being the next user of the month! 


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