Visa Developer Community

This month, our spotlight goes to @banregiolabs which isn't just one user, but a team of devs working at BanregioLabs, in Mexico. Congrats for being May's Visa Dev User of Month. Special shout out to Arturo Ivan Martinez and Eduardo Salaza Gutierrez.    Q. Tell us a little bit about who you are, where are you from and what are you currently working on? A. We are Banregiolabs, the innovation team from Banregio, a financial institution on México. We are working with eCommerce payment gateways and POS solutions, to mention some projects.   Q. If you were an API, what would you be? Why? A. Maybe we would be the Visa Card Eligibility. Because, we want to make smarter offers to our customers.   Q. What do you love most about coding? A. The possibility to create solutions to complex problems and make better experience for people.   Q. What was the first thing you built with code? A. Simplicity, lean, success.   Q. What’s the most exciting thing about being a developer in the payments industry for you? A. Create better solutions to the actual needs, like protect customers in prevention of fraud, digital payments, and offers and promotions.   Q. Any tips for developers? A. Be aware of new frameworks, new services and make team with brilliant people.   Q. What brought you to the Visa Developer Center for the first time? A. Explore the services to our cardholders.   Q. Did you leave the Visa Dev Community feeling like less of a Newbie, and if so, why? What did you learn? A. We learned about the use of a pair of APIs.   Q. How was your experience with the Visa APIs? A. At this time, good, we need to solve some points to make a final release of our projects.     Every month we will feature Visa Dev Community members who are active on our forums and blogs. Want to be featured? Start by giving this blog a kudo or comment. The more you are active, the better your chances of being the next user of the month!  ... View more

We are updating one of our Visa Developer Center APIs – Visa Merchant Purchase Inquiry.    If you have one or more projects created with this API, please be aware  we are changing its authentication method. Starting in late May, the API's authentication credentials will be changed from Two-Way SSL to X-Pay token.     Project information   If your project includes ONLY Visa Merchant Purchase Inquiry API with Two-Way SSL authentication method, then you will see credentials for only X-Pay token post this change. If your project includes Visa Merchant Purchase Inquiry API and any other APIs with Two-Way SSL authentication method, then you will see credentials for both X-Pay token and Two-way SSL post this change. If your project includes Visa Merchant Purchase Inquiry API and any other APIs with X-Pay token authentication method, then you will see credentials for only X-Pay token post this change.   This should not have any impact or change on the Outbound Configuration and Certificates which is used for Outbound calls (https://developer.visa.com/pages/working-with-visa-apis/outbound-configuration).   We hope this is an exciting change for you since we feel this will reduce the friction you have when trying to push your projects live from sandbox through to certification and production.   What is needed of you?   Nothing. The change will be reflected on your project automatically. You can log into your Visa Developer Center account and visit your project on the Visa Developer dashboard.   If you do not have this API in any projects disregard this update.  If there are any questions, reply below or please reach out to developer@visa.com. ... View more

We're proud to announce the winners of the Small Business Week Hackathon! Visa and the Small Business Administration (SBA) hosted the 2nd annual   #SmallBusinessWeek Hackathon May 3-5, as part of the National Small Business Week. Out of 107 attendees and 27 submissions, these teams came out on top. Congrats to all!    Grand Prize Winner: Snapshot - $25,000      Snapshot is an app intended to help small business  inventory and itemize damages to ease the process of seeking the insurance claim. Bookkeeping APIs to help catalog assets before a disaster, then AI-based damage detection software to assesses the value of damages using mobile photos.   Visa API Winner and 2nd Place Overall - Disaster Recovery Score - $5,000 & $15,000     When a disaster happens, the last thing small business owners want to worry about are forms for loans and claims. This year’s Visa API winner developed Disaster Recovery Score, an app used to consolidate the forms & resources and also helps small businesses prepare for when disaster strikes.   3rd Place Overall - Team Route7 - BOLT( Business Operational Logistics Transcript) - $10,000    An Alexa app using visual recognition software and Alexa voice assistance to innovate inventory processes both before and after disaster hits.   Authroize.net Challenge Winner - SBAssist - $5,000   An online crowdfunding program that maps merchants affected by federally and state declared disasters, giving users the ability to contribute to those businesses directly and receive social badges to gamify and create a community around supporting recovering Small Businesses.   Developers for Disaster Relief   This time, we worked to enable solutions and apps that help America’s small businesses prepare and/or recover from major natural disasters such as hurricanes, flooding, wildfires, tornados, snowstorms or earthquakes.      The Challenge   Small businesses face a wide variety of challenges as they recover from natural disasters including:   Restoring their revenue stream Gaining access to funds for both short term and long term recovery Paying employees Finding suppliers still in operation Dealing with Disruption to Communications & Service such as Electricity   Developers developed concepts that would help business owners prepare and/or recover from major natural disasters such as hurricanes, flooding, wildfires, tornados, snow storms or earthquakes. Making use of API's from Visa, the U.S. Government, and third parties to build an impactful new tool. ... View more

He goes by @dragthor on the Visa Dev Community. Real name is Kris Krause and he's this month's Visa Dev User of the Month.   Q: Tell us a bit about yourself, where do you work? A: I am a developer at Bare Necessities working on our eCommerce platform.   Q: If you were an API, what would you be? Why? A: Stateless, fast, secure and well documented. Sorry, nothing witty to say. 3rd party API integration can be frustrating   Q: What do you love most about coding? A: 1) Solving problems and discussing possible solutions with co-workers. 2) Actual people using my code. 3) Reading people's thoughtful code   Q: What were your thoughts about Visa as a tech company before you ever began working with their APIs? A: Honestly, I never really thought much beyond "transaction fee collector." But in reality, Visa has lots of helpful APIs.   Q: What's the most exciting thing about being a developer in the payment industry for you? A: Tokenization and PCI compliance. Also lots wallets, devices and transactions.   Q: What brought you to the Visa Developer Center and what was your experience like? A: I had some questions regarding Visa Checkout API on the CyberSource platform. I was able to learn about it reading Visa's documentation and using the forum which provided plenty of support.   Q; Any tips for developers? A: Don't skimp testing!     Every month we will feature Visa Dev Community members who are active on our forums and blogs. Want to be featured? Start by giving this blog a kudo or comment - the more you are active the better your chances of being the user of the month! ... View more

Win a trip to Paris!   SUBMIT AN ENTRY FOR A CHANCE TO WIN - CONTEST RULES In the forum thread below tell us: "What do you enjoy most about working with the Visa Developer platform?" Doesn't have to be long, whatever you feel is right! Your post will be your entry for a chance to win. We’ll judge all posts using the following criteria – highest scoring will win the trip:   1. Originality/Creativity of Entry – 35%; 2. Appropriateness to Theme – 25%; 3. Clarity – 20%; 4. Mention of Specific Portal feature You Enjoy – 20% No Purchase Necessary to Enter or Win. Open to legal US & DC residents, 18+ who are Visa Developer Center members as of 4/15/19. Read the full contest rules, eligibility details, how to enter and judging criteria here.   You have until 11:59 PM ET on April 23, 2019 to post your submission below. We have partnered with The Visa Everywhere Initiative team to send one Visa Dev Community member to Paris. The grand prize not only includes a trip for the winner to attend the Visa Everywhere Initiative Program Finals (June 6, 2019 – June 9, 2019) in Paris, France, but also includes:   Round-trip economy class air transportation for one (1) person from a major U.S. gateway airport nearest the winner’s home to Paris, France Ground transportation from/to hotel/Event in Paris Three (3) nights’ hotel accommodations (one room, single occupancy) One (1) admission ticket to the Women’s World Cup Opening match on June 7, 2019 One (1) admission ticket with reserved seating to the Visa Everywhere Initiative Women Global Edition Finals on June 7, 2019 A Visa® prepaid card valued at $400 USD, and Sponsor-specified Women’s World Cup merchandise     ... View more

Attention D.C. developers, designers and entrepreneurs! Visa and the Small Business Administration (SBA) is heading back to host the 2nd annual #SmallBusinessWeek Hackathon May 3-5, as part of the National Small Business Week.   Developers for Disaster Relief   This time, we hope to enable solutions and apps that help America’s small businesses prepare and/or recover from major natural disasters such as hurricanes, flooding, wildfires, tornados, snowstorms or earthquakes.      Here's Your Challenge   Small businesses face a wide variety of challenges as they recover from natural disasters including:   Restoring their revenue stream Gaining access to funds for both short term and long term recovery Paying employees Finding suppliers still in operation Dealing with Disruption to Communications & Service such as Electricity   Join us to help develop concepts that would help business owners prepare and/or recover from major natural disasters such as hurricanes, flooding, wildfires, tornados, snow storms or earthquakes. Make use of API's from Visa, the U.S. Government, and third parties to build an impactful new tool.   Plus, compete for a chance to win a piece of the $60K prize pool! Event is totally free, just bring your laptop and hackathon energy.   Full event details, including registration, location and schedule here.     See the official announcement here.       ... View more

Your project has been promoted to production! :smileyhappy:   Now that you're in prod, we'd love to hear more about your launched solution. Share your success story in this forum thread by clicking on the "reply" button below.   Inspire others with your newly promoted project! Happy Coding. ... View more

  Here's your Visa Dev Community March Updates:   Featured Topic: Do you know the Postman?   @CTala asked: "Anyone using Postman to consume APIs?" Check out the thread for the answer and if you have more helpful tips, share them! Read the answer here.   Popular Solution: Creating SSL/TLS Secure Channel Web Service   @manuel: "I'm facing issues when consuming Visa sandbox APIs from a C# console code" Anyone else get stumped doing this? Find out the work around in the thread here.   Feel Good Reads: The Visa Dev Community celebrate international Women's Day   Our community celebrate by sharing their personal stories and experiences on the IWD forum topic! Head to the thread here and check out the amazing Women and Men in tech from our community and how they #BalanceforBetter.    Visa Gift Card Offer: Welcome Board Post   Don't forget to stop by the Welcome Board post and introduce yourself so you can get involved in the community and unlock the brand new Welcome Badge. We still have $25 gift cards to give out to the first 125 that do! Terms and conditions here.   That's all for March, but make sure to ask your questions share your expertise every day and we will see you on the community! ... View more

Written by: Todd Brockman, Senior Vice President, Issuer Processing, Visa New Visa DPS APIs help DPS processing customers anticipate emerging payment trends and deliver innovation with speed   The payments landscape remains as dynamic as ever. Shifting customer expectations, emerging technologies and significant growth opportunities presented by the accelerated adoption of digital payments means financial institutions and processors can no longer stand idly by for the next trend to emerge. Instead, they need technology solutions that can enable the future of payments experiences, today. Enter new Visa DPS APIs available on the Visa Developer Center for financial institutions, fintechs and partners that process their debit and prepaid programs with Visa DPS.   Unveiled during the annual Visa DPS User Conference , Visa DPS APIs provide financial institutions with open, easy access to Visa and Visa DPS API-based processing solutions and capabilities, helping them quickly and easily implement the latest payment technologies and deliver innovative, secure and convenient customer experiences. Clients gain the flexibility and choice to build solutions that best fit their working models and specific customer needs.   Here’s what to expect from this front door for Visa DPS APIs:   A one-stop shop to Visa API capabilities: Gain easy access to the latest payment technologies from Visa and Visa DPS through the Visa Developer Center to enable improved customer experiences, including new capabilities such as One Time Password, CVV2 Generation, Cardless ATMs and Digital Issuance Custom solutions and delivery: Build on a single API or implement a bundled solution for flexible ways to deliver the best solution for your customers in the best way for your organization Easy-to-use, open APIs: Visa DPS APIs within the Visa Developer Center are designed as a welcoming, user-friendly environment and interface, even for non-developers Consulting services: Visa payment experts are on hand to help clients through every step of their development journey. Employing real-world experience, data analytics and proven use cases, our experts help solve the needs of all types of financial institutions, big and small Visa DPS APIs on the Visa Developer Center supports the full lifecycle required for emerging payment concepts to be successful.  DPS customers utilize the combined assets of Visa and Visa DPS to rapidly launch new innovations at scale.   Learn more and engage with Visa DPS here. ... View more

Accessible products are better products.    We're excited to share our version of the Web Content Accessibility Guidelines, translated for designers, developers and testers to more easily and consistently create accessible products. We're calling it the Visa Global Accessibility Requirements (VGAR). Learn about users with disabilities and keep these users in mind as features, designs, interactions, and code decisions are made and evaluated. Accessibility is not a fix; it's a process.   We put a lot of time into creating a set of clear and concise requirements that worked for Visa products and it just made sense to share the requirements with others. Your situation may require different or modified requirements, but we invite you to take a look at what we use and contribute to a more accessible web for everyone!   Get all the information you need and view the VGAR requirements for free here.         ... View more

Each year we conduct a Visa Developer User Survey to learn what we can do as a developer platform to improve your experience.   Below is a list of some of the improvements we made based on last year’s survey. If there are other requests, please let us know in the comments section. We will also be sharing our 2019 survey next month so please start collecting your feedback now.   Changes we made:   Feedback: “Show Real Use Cases” - You asked for better ways to find API solutions needed for specific business use-cases.   Solution: We launched, Use Cases . Got a business problem? Check out the various use cases and examples to see how Visa APIs can solve your needs. Some use cases include: Enroll, travel, transact - Cardholder enrolls in Mobile Location Confirmation service, travels to a new location and confidently makes a purchase transaction Enhanced Travel Experience – Provide a more seamless payment experience and easy access to information regardless of cardholder location. Use geo location to reduce false declines Keep Your Card Top-of-Wallet - Issuer enables the Visa card to be securely and conveniently used in digital wallets in order to keep the card top-of-wallet and remove the need to re-issue a card when a device with a digital wallet is lost. Provide Relevant Offers - Provide an extensive list of relevant offers for your cardholders to help drive card usage and loyalty.   Feedback: “Improve password creation when registering” – You asked us to make password requirements/rules clearer.   Solution: We’ve added a pop-up that lists the rules and checks off each requirement as you create your password     Feedback: “Allow users to share projects” – You wanted to share your projects between users, so that you can collaborate with other developers at your company.   Solution: We’ve added an “Invite User” option on your project dashboard which gives you ability to share your project with other users along with assigning specific roles for each user.           Feedback: “Add more tutorials” – You want to see more guides to understand how to get started and how to navigate the portal     Solution: We created four new tutorials from Getting Started to Going into Production - check them out here Solution: We published the “Working with Visa APIs” which is our new Getting Started Guide with more information to take you from start to finish of the implementation process.   We continue to work on improving the platform and if you have any suggestions, please comment below.   ... View more

Visa launches first global competition focused on celebrating women entrepreneurs.   In celebration of International Women's Day, Visa launches the first Visa Everywhere Initiative: Women's Global Edition. The global program invites women entrepreneurs from around the world to tackle FinTech and Social Impact challenges for a chance to win $100,000 USD in each of the two challenges.   The program will culminate with a finals event to be held on June 7th before the opening match of the FIFA Women's World Cup France 2019!   Here's how it works:   To participate companies with at least one female founder are invited to submit solutions that tackle challenges facing the FinTech and Social Impact landscapes today through one of the two innovative briefs: Challenge 1 (FinTech): Leveraging your company's unique capabilities, how could your solution help transform consumer and/or commercial payment experiences locally, regionally or globally? Challenge 2 (Social Impact): How can women entrepreneurs around the world drive social impact by supporting sustainable and equitable livelihoods and strengthening local/regional economies?   Submissions open March 6th and applications are due by April 14th. Oh, and just to make things that much sweeter, all twelve finalists who make it to the Live Finals will attend the opening match of the FIFA Women's World Cup later that evening! This is an opportunity you don't want to miss out on!   Get all the information on where to submit, important deadlines and participation terms by visiting: www.visa.com/everywhereinitiativeglobal       ... View more