Visa Developer Community

This month our spotlight goes to @Manu_Ashok!  👏🏽 👏🏽    Manu joined the Visa Developer Community back in October 2018 and has gone from being a Newbie to Helper rank - she's worked extensively with Visa Offers Platform APIs and is working on some great projects. You may recognize her as she's been an active contributor in our community, most recently she shared her story with us as a Woman in Tech. Learn why we're proud to give Manu the spotlight in her Q&A below.       Q: Tell us a little bit about yourself, where are you from and what are you currently working on?   [Manu]: My name is Manu Ashok, I am from India and work as a Technical Solution Consultant at Loyalty Prime. We provide loyalty platforms that helps our clients to fulfill their loyalty program strategies. As part of my role, I gather and solution the business requirements of our clients and prospects within our product portfolio. This makes them optimally use our platform for various business use cases.   Q: What interested you in the Visa Developer Center?   [Manu]: We were working on Card Linked offers with one of our customers. Through this project I came to know about the Visa Offers Platform. All the questions and queries I had around this project took me to the Visa Developer Center where I found these awesome Sandboxes (API Playground) to play around with. Things became much smoother when I connected to the community network which is very prompt in helping.   Q: If you were an API, what would you be? Why? J   [Manu]: I would definitely be the VOP Offers API. It gives tremendous opportunity to partners to reward their end customers and keep them engaged to the loyalty program. Especially the CreateOffer webservice, it is like Visa running a rules engine for you.   The click to activate (save OfferActivation) gets more exciting as the end customer needs to activate an offer for herself/himself, which means, they take a conscious action.   Overall, imagine the kind of scenarios one can cater to with this API, it empowers the Partners and hence I choose to be this API 😊 .   Q: What do you love most about coding?   [Manu]: Although I do not do much coding now due to demands of my role. But I really get excited when I use these friendlier tools like swagger, postman to create requests and test APIs. I love the way the whole coding mechanism keeps evolving, making it easier and friendlier. I am currently learning and figuring out my ways through tools that can help query noSQL databases. And I find that so interesting and nostalgia from the old relational database SQL query days. 😊   Q: What was the first thing you built with code?   [Manu]: “Hello World”, way back in school. And I am sure a lot of us might have done it 😊 .   Q: What’s the most exciting thing about being a developer in the payments industry for you?   [Manu]: The Payment Card tokenization, creating card wallets, data, receiving filtered transactions only from merchant networks. The whole possibility around the card linked offers in Payment Industry is fascinating. Although the compliance stuff and PCI gets a bit overwhelming at times.   Q: Any tips for developers exploring payments?   [Manu]: Take short and sweet steps when you are in exploration stages, I can understand it gets mind boggling at times. Two best tools to use is The Visa Developer Community Network. Feel free to post all your queries, you never know, people might have already solved this issue you are stuck with. The second one is the Project/Playground that gives you a lot of options to play around with.   Q: What has it been like working with Visa Developer so far? What have you learned?   [Manu]: I love the vivid detailed documentation that Visa Developer provides. The list of APIs and what can be achieved through them is helpful. The developer tools are awesome. Being able to create a Project on the tools really helps.   Q: Anything else you want to share about yourself?   [Manu]: Being a women in the tech industry gets challenging at times. Along with managing the client expectations who span across various geographies and needs support at odd hours, I also manage my house and my little one along with my husband. But at the end of it, every small achievement that you get out of a challenging day is so satisfying. -- Every month we will feature Visa Dev Community members who are active on our forums and blogs. Want to be featured? Start by giving this blog a kudo or comment. The more you are active, the better your chances of being the next user of the month!  ... View more

Learn about our API pricing framework and how to go-live. We now have frameworks and guides to help you understand two very important topics: pricing and contracts     Visa Developer Pricing   You asked for more clarity on pricing for the Visa Developer Platform, and we listened.   Pricing for Visa Developer Platform aims to charge our clients at the point where the capability provides value, for example, during a transaction, per API call, for a subscription, etc. Given the sheer variety of capabilities on our platform servicing multiple clients (issuers, processors, merchants, acquirers, FinTechs, independent developers, etc.), the pricing model is determined after examining the specific use case at hand.   While every project will be unique, we’ve created a basic framework to help you better understand which capabilities are free, carry a one-time cost, or is priced per transaction or subscription.   Learn the Pricing Framework here   Commercialization (aka go-live)   You say go-live, we say commercialization.   Developers can initiate their journey to go live by either engaging with their Visa representative or submitting a Project Promotion request (for their Sandbox project) through our Visa Developer Portal. The first phase of the Go-Live process, which we refer to as “Commercialization”, entails executing contractual terms that govern the pricing and licensing of Visa Developer Platform (VDP) APIs.   We have standardized and simplified our contract structure to work across all eligible VDP capabilities to include only the three key elements and have made this available to you.   Check out our documentation for more.   Have questions? Visit our Go-Live and Pricing Forum Board - find answers or ask a new one.  ... View more

Many companies have asked employees to work from home in light of the latest events. Some devs love it, while others have problems adjusting. We’ve started a guide to help you stay sane and productive through these demanding times. Join the conversation, what tips do you have to be successful at working from home?    ☑️ Create a productive vibe  ✍🏽   📝 Working from bed may seem awesome but...chances are you'll feel sleepy and can develop a back ache from the terrible posture. Avoid this!  Consistency is important. Try and work in the same spot everyday - a dedicated work-space free of distractions Clean your room - the room you choose to work in should be clean. If it happens to be the same room you sleep in, make your bed so you don't get tempted to take quick naps. ☑️ Plan and structure your workday   🗓 Set regular hours - when will you start and end? Communicate this openly with your team and tell them your available hours. This way you can avoid burning out or over-working yourself to the point of exhaustion.  Plan breaks - get up, stretch or walk around  ☑️ Cut out distractions  🔨 Save any home chores for lunch or after you're done working, don't attempt to vacuum the living room on a five-minute break.  ☑️ Stay connected & learn to collaborate online  📲 Don't be afraid to ask a coworker to hop on a quick call or video call to figure something out. Turn on your camera during work calls. Seeing co-workers' faces help you understand each other and stay focused on work together. It also requires you to stay dressed and keep your apartment faily organized (at least the part of the room that can be seen on the video screen).  Working from home is not hard to do, stick to simple rules and you might even build some healthy habit you've always wanted.   Not all jobs/workplaces are the same. These tips are pretty broad but I'd love to hear from you too! Any tips or tricks you've learned that could help during this transition to work remotely?        ... View more

For this year’s Women’s History Month we sat down with two of our Community’s highest ranking female devs for a special Q&A session. During our conversation we learned more about what International Women’s Day means to them, hear advice on how they’ve overcome challenges of being a woman in the male dominated tech industry and what they want to teach girls who will be the future female dev leaders.   One thing I took away from this Q&A which was inspiring is, even though they both live in opposite sides of the world and live very different day-to-day lives – they both agree; more can be done to enable women to succeed and International Women's Day is a reminder to continue the work towards equality for all, everywhere.   Manu Ashok works at Loyalty Prime as a Technical Solution Consultant based in India. Stephanie Campbell is an Integration Specialist at Ingo Money based in St. Louis, Missiouri                               Q: What does International Women’s Day mean to you?   Manu: It means celebrating womanhood, celebrating the achievements I have had during the last year and chalking out my next steps towards progress this year. Although, I feel one day is not enough to applaud on achievements, yet it gives us women an opportunity to resonate the thought amongst all women folks and creates more awareness around the issues and challenges we face on a day-to-day life.   Steph: International Women’s Day is a day to celebrate women in the workforce around the globe. I have had the opportunity to work with many amazing women from many countries/cultures. These women have been friends and partners along my career path, and have inspired me to continue to reach for higher goals. As the world becomes more technologically connected, it opens up more opportunities to share information, ideas, and promote one another.   Q: This year’s theme for IWD is #EachforEqual – an equal world is an enabled world. How does this resonate with you?       Steph: To me, an equal world is one where we have equally distributed talent around the globe and everyone is able to receive equal pay and equal opportunities. Research, in the form of published articles demonstrates that companies with women in positions of power achieve a higher level of performance.  Women have a lot to contribute, and I applaud those doing it and the men that support them.       Manu: “An Equal World is an enabled World”, the campaign message is so true. It is not just a women’s issue, it is a bigger issue. Equality thrives harmony. Let’s vouch for a gender equal workplace, a gender equal board room, a gender equal government. Lets’ be #EachforEqual.   Q: What does it mean to be a woman in tech – an industry that has become so male-dominated?   Manu: One advice that I would give to women especially (because I have seen a couple of my women colleagues with this syndrome). We have a lot of preconceived notions on what we think we can and cannot do. I think we need to step away from that. Don’t be complacent, stay hungry. Keep asking yourself, “how can I further myself?”, “what's next?” Because I know, a lot of us (including me) are shy from asking. Asking questions, asking for a promotion, asking for a new role, asking for a referral. One never knows, there are people out there looking for people like us and unless we speak about us, they would never come to know so take initiatives and create your own opportunities and be confident to be yourself   Steph: I have had the opportunity to work in technology for quite a few years and I have seen a shift of more women entering tech fields and achieving promotions, but I feel there is still room for improvement.    Q: Any advice to inspire girls to peruse a career in STEM?   Steph: In our ever-evolving world of technology, STEM is more important than ever.  Pursuing this track is a good course of action as most jobs will encompass some aspects of Science, Technology, Engineering, and/or Math.  There are so many career paths, so pursue what you love and what interests you. Dream Big.   Manu: Well I come from a family where women before my generation were in STEM, my mother alone was a lecturer in Physics. So, I grew up without differentiating between a male oriented or female oriented career. My advice to girls would be to do where they find their heart to be. Off course, STEM is interesting, it gives you power to decide the course of future with all the inventions around STEM streams but do not stop yourself if you love Arts.     Thank you @Manu_Ashok and @SCampbell for taking the time and sharing your experiences with us.    Our community is made up of strong female leaders and entrepreneurs. They champion change in the technology industry, overcoming diversity in what many say is still a “man’s world.” We celebrate your achievements today and every day of the year as we push for equality in the workplace.   Make sure to give them some love with a kudo or comment what you liked below!  ... View more

Meet the women who help make Visa Developer and Visa Fintech run, everyday. They are a group of strong female leaders & entrepreneurs. They champion change in the technology industry, overcoming diversity in what is sometimes known as a "man's world." Hear their stories of perseverance, hard-work and what they hope for future Women in Tech.    What does International Women’s Day mean for you?   "Woman need to be the change they wish to see and today  serves as a reminder that we all have  a role to play in the long journey for equality.  Woman in the workforce, rise when we all rally together to help lift each other up.  It’s important that  women at all levels spend time actively pushing for equality by helping to raise the collective voice of women everywhere and insist on equal representation at the table.  So, today I’m reminding myself and other women around me to: mentor other women, hire other women, insist that other women’s voices are heard, and invite more women to the table. We all rise by lifting one another." - Brittany Eden, Sr. Director, Visa Fintech       "This day is special both because it is an opportunity for everyone to hear about all  of the great  stories from fellow women in tech and celebrate their achievements, but also it helps raise awareness for the impact women  have in shaping our society. First, showcasing equal rights is more than just gender equality, but equality for all. Second, it highlights the need for equality action. The fact that this is a year-long campaign, gives us an opportunity to push for change in more ways beyond the one day."   - Christen Kelly, Sr. Director, Visa Dev Portal Experience Lead      "This is a reminder to continue  celebrating  women and all the  advancements we have made collectively in various fields! For me, growing up in India, there were a few challenges I faced to get into science related fields, as those were considered to be more for men. To get into a school with very few women was an interesting experience. But in my heart I knew I could accomplish what I set my mind to. I overcame the challenges and excelled in my school. Today, as a Director of Content, I manage the website content for the various platforms, including Visa Developer. I feel great to be part of a team where everyone is treated with equal respect, we value each other’s opinions, and help each other on various initiatives."           This year’s theme for IWD is #EachforEqual – an equal world is an enabled world. How does this resonate with you?     "An equal world is an enabled world: This resonates with me since having equality enables not only opportunities but the pursuit of opportunities. Too often women are discouraged by society regarding what they can and can’t do. Knowing you are just as good or better empowers you to reach new levels women could only dream of previously."    - Diana Tran-Yee, Implementation Analyst, Visa Developer Support          "This year its about the power of the do. How can I have my connections help, how can I help other women. Not just setting up coffee, not just getting people connected, but following through. Following through on those connections, helping people get connected helping people get jobs and actually giving mission critical advice that people can use to achieve their goals."   - Ilkay Can, Vice President, Visa Developer        What does it mean to be a woman in tech – an industry that has become so male-dominated?     "Being in an industry so male-dominated – serves as a reminder of two important facts: 1) that we still have a long ways to go, and 2) that there is an important role for men to play in workforce equality.  The individuals with the most power to make the greatest change are those who sit at the decision-maker table. And if that table is full of men, we need to make sure that we are educating our senior male leaders on the impact of diversity in the workplace, and holding them accountable for the change we expect to see.    We have to have well-educated and equipped male allies to fight for the rights of the unrepresented.  As a women in tech, it is so important for us to express our expectations of equality with our male counter parts, and we need to enable, allow (and expect) men at all levels to be an active participant in solving the problem. "       Any advice to inspire girls to pursue a career in STEM?   "In my personal experience, you don’t need to have a STEM degree to get a career in STEM. I graduated with a BS in journalism but had a passion for the tech space. The key is finding what you are good at, and what you are passionate about, and don’t let anyone stop you from pursuing that goal.   The only way technology companies, or any business, can be successful is be ensuring we have diversity in thinking, diversity in people. And that includes women with a STEM degree, or a degree in journalism."       "I am from Vietnam, which does not have many females pursuing a career in STEM. This did not stop me as I still pursued hobbies that interested me like creating web pages and reading coding books.   If you are persistent and passionate, you can achieve anything you desire."             "We need to use successful women as motivation for girls. Schools should encourage more females who have STEM careers to come and share their experiences. It starts from elementary school where kids are building their foundation.   Second, ditch stereotypes. Cultural stereotypes are a reason why we don’t see as many girls in STEM fields. By breaking them, we will change the traditional role girls have in our society. Don’t question and put extra baggage on yourself because of these stereotypes, keep moving forward. Keep making mistakes and keep learning from them."     ... View more

This month's updates include the latest changes to the forum board categories, a blog on the recommend architecture for building apps and more! Didn't get this newsletter in your email? Make sure you opt-in to receiving marketing communications on your Visa Developer account settings.          The Latest News   Check out the new Visa Developer Support Forum Categories     Find answers to questions quicker with our new and improved forum discussion board categories!   Explore the New Categories                From our Blogs   Recommended Architecture for Building Mobile Applications   It is important to design a new product in a manner that simplifies easy updates and scaling without breaking any of the existing functionality. In this blog we walk you through the recommended architecture for mobile apps to simplify easy updates.    Read about it here           Community Highlights   Visa Dev Spotlight: Paul Earnest   Paul (aka @paul_earnest)  joined in November 2019 and in just 3 months moved up the ranks to Regular Contribu tor rank, joining our highest ranking community member group.    Get to know Paul here!             {What's Trending}   Featured Dev Topic: How to use Curl for Testing Visa API?      @jbills gives us a great dev tip in his post.    Learn how here             Most Viewed Question : Can you receive transaction info from Merchants without Merchant ID?      @derby asked if there was an API that provides instant transaction information notification when a registered card is swiped at a registered Merchant (both in store and online)?   Find our which API here         Want to get a sneak peak into new community features we are testing? We're making changes and looking for members to test and give feedback. You'd be he first to see what we have planned. Interested? Head on over to this forum thread to volunteer!    ... View more

This month our spotlight goes to @paul_earnest !  Paul joined the Visa Dev Community in November 2019, exploring with Visa Token Service.  In just 3 months he's moved up the ranks to Regular Contributor joining a small group of our most active and highest ranking members. Learn more about what he’s working on in his Q&A.         Q: Tell us a little bit about yourself, where are you from and what are you currently working on?   A: I am Earnest Paul from Kuala Lumpur, Malaysia. I work as an IT - Technical Architect for a Fintech Organization in Malaysia. Currently involved in implementing Visa Token Service for a Banking Client. Being a certified professional, I would narrate myself as a “Business -Savvy and A Creative Technology Strategic Thinker” focused on technical solutions to Banking And Financial Project Requirements.   Q: What interested you in the Visa Developer Center?   A: Visa leads the Payment Solutions with the latest cutting-edge technology. In my Mobile Banking Project, the “Tap to Pay Feature” implementation has led me to VDC for understanding the integration of Visa Token Service.   Q: If you were an API, what would you be? Why? J   A: Yes, why not. Definitely I will be happy, to be an API for integrating to a Proven Solution.    Q: What do you love most about coding?   A: Reusability, Coherence and Modular Programming.   Q: What was the first thing you built with code?   A: Data Encryption Algorithm operated on 64 bit blocks using a 128-bit keys for one of the premier banks in Switzerland.   Q: What’s the most exciting thing about being a developer in the payments industry for you?   A: Of course, the digital trends in Payment Industry mainly using mobile application is a key motivator for me.    Q: Any tips for developers exploring payments?   A: I would strongly recommend to become a member of Visa Developer Center. VDC is a Hub to learn the Suite of Payment Products with a lot of open sources and solutions.   Q: What has it been like working with Visa Developer so far? What have you learned?   A: Visa Developer Center enabled me to explore, enrich knowledge about Visa Payment Products such as Visa Direct, Visa Net. Timely responses from VDC Leaders lead me to master it. I take this opportunity to thank everyone in VDC.   Q: Anything else you want to share about yourself?   A: I love exploring new places and watching romantic movies.   -- Every month we will feature Visa Dev Community members who are active on our forums and blogs. Want to be featured? Start by giving this blog a kudo or comment. The more you are active, the better your chances of being the next user of the month!  ... View more

We’re excited to announce changes in our discussion board categories to help you find answers to your questions quicker.       Changes include more categories, specific to various stages of your journey with testing APIs. Using a board-specific search will refine your results to include related questions and answers within that board only. This is a great way to narrow results by your support needs.       What are the New Categories?     Getting Started & Account Management  Use this board for questions or posts pertaining to setting up a new Visa Developer project, i.e. account creation, resetting passwords, obtaining credentials, access to restricted products, etc. Sandbox & Test Data Use this board for Issues with downtime/availability of the sandbox environment, insufficient data for certain test cases, integration testing of multiple products, etc. Connection & Security Errors Use this board to get guidance for invalid input, failed connections to sandbox, roadblocks using Two-Way SSL/X-Pay Token/MLE, HTTP 4xx/certificate/KeyStore errors, etc. Product Docs & Reference Data Post requests for Product/API reference materials, clarification about BIN and Merchant codes, contact information for non-VDP teams (Visa Direct, CyberSource), etc. Implementation Support Get clarification about API request/response, SDK compatibility with various platforms, PCI compliance, sample code, workflow pre/post conditions, etc. Community Chatter This is a place where you can learn your way around the Visa Dev Community, introduce yourself, meet fellow devs and find out new opportunities to engage with us. Use-Cases Ask questions wherein you highlight use cases and seek guidance about which products/APIs would meet their needs Go Live & Pricing Use this board for queries about product fee schedule/discounts, contract terms, project promotion, commercialization timeline, production support SLA’s, etc. What if I can’t find the answer I am looking for? Ask the Community by posting a new topic! Chances are high that other Visa Developers have similar questions, answers, or insight.   Explore the new categories. We’re here to help, all you need to join the conversation is a Visa Developer Community profile. ... View more

Starting February 29, 2020 , there will be new registration and password changes to manage your Visa Developer account.    In order to ensure your data is secure when using developer.visa.com, we have made some changes to the way we manage your website accounts, and the way you log into Visa Developer Center. We hope these changes showcase how important your data and security is to us, and how we value you as a user.   What is changing   For existing users, upon first successful login, you will be prompted to set 4 challenge questions before being taken to your project dashboard. These challenge questions will be shown randomly for future verification during the reset password process. When you want to reset your password or forget your password, answer one of the challenge questions correctly, and you will be prompted to reset.   Benefits to you:   Enables you to better manage your account. This means less reaching out to our support team for help when your password is locked, or you forgot your password. You can change your challenge questions or password whenever you like using the “Account Settings” page.   If you have any questions feel free to comment below, post your question on our forums or email us at developer@visa.com. ... View more

We’re in the process of producing new tutorials. What tutorials would you like to see us do? Share on this forum thread, we’d love to hear your ideas. You’ll unlock the new Tutorials Creator badge and receive a $25 Visa Gift Card for your help!   Let us know by discussing in the thread. ... View more

This month's updates include a blog with all the resources you need to learn about Payments plus info on how you can test upcoming community releases before anyone else!         {From the Dev Community}   Have 20/20 vision on How Payments Work?     Want to learn the ins and outs of payments? We’ve put together all the resources and links to help, including a webinar with Marqeta and Square, a blog on the payments ecosystem and even a dedicated curriculum designed for anyone new to payments.   Get smart about payments here       Visa Dev Spotlight: Swarit Sharma     @swaritsharma joined the Visa Dev Community in July, exploring with Visa Direct for P2P and cardless merchant payments for an app. He’s hit the ground running by not only seeking help, but helping newbies to community with troubleshooting tips. Learn more about Swarit and give him some love with a kudo!   Get to know Swarit here!         {What's Trending}   Most Viewed Forum Question      @amitkishore was trying to test the authorization API with sample code from the API Reference, but got: {“status” : “Internal_Server_Error”}   Find out why here             Featured Dev Topic      @paul_earnest  brought up a good question: In a mobile wallet, if you use the same credit card in two different mobile devices, would there be only one visa token key generated for a PAN or different PAN for the same PAN for both mobile devices?      Here’s what we recommend         Want to get a sneak peak into new community features we are testing? We're making changes and looking for members to test and give feedback. You'd be he first to see what we have planned. Interested? Head on over to this forum thread to volunteer!    ... View more

This month our spotlight goes to @swaritsharma!  Swarit joined the Visa Dev Community in July 2019, exploring with Visa Direct for P2P and cardless merchant payments for an app. He’s hit the ground running by not only seeking help, but helping newbies to community with troubleshooting tips.        Get to know Swarit and leave him a comment or kudo below.    Q: Tell us a little bit about yourself, where are you from and what are you currently working on?   A: I am from India and currently living in Hyderabad. I work in R&D division and develop prototype for applications before they move into production. So, mainly it involves playing around with different technologies to solve a particular problem. At present I am working on a project involved with developing facial recognition system which could be deployed on low compute IoT edge devices with a possibility to integrate with digital payments apps.   Q: What interested you in the Visa Developer Center?   A: I was exploring possibilities with Visa Direct for P2P and card-less merchant payments for an app (AutoCard). Now we are working to find use cases for Visa Checkout & other payment methods.   Q: If you were an API, what would you be? Why? 🙂   A: I’d definitely be geek jokes API. Request a joke and it won’t be found.   Q: What do you love most about coding?   A: I love how easily you can express an idea in few lines of elegant code & solve complex real world problems. And paint the editors with lines of code just like what Bob Ross used to do on the canvas #thejoyofcoding.   Q: What was the first thing you built with code?   A: Nothing too complex just good old school Tic-Tac-Toe game with Java.   Q: What’s the most exciting thing about being a developer in the payments industry for you?   A: The extent to which an innovation in digital payments disrupts the entire industry. And to witness it first hand and being able to contribute to that change excites me the most. Just like mobile payments has done in past few years.   Q: Any tips for developers exploring payments?   A: Keep yourself updated with the technologies involved with different payment channels(RTP, unified platforms like Visa, Blockchain etc.)   Q: What has it been like working with Visa Developer so far? What have you learned?   A: It’s been a great learning experience specially being involved with the community helped a lot when I started with the platform. And I’ve developed deeper understanding of how mobile payments work.   Q: Anything else you want to share about yourself?   A: Well, I enjoy a good cup of coffee, some jazz and football.   -   Every month we will feature Visa Dev Community members who are active on our forums and blogs. Want to be featured? Start by giving this blog a kudo or comment. The more you are active, the better your chances of being the next user of the month!  ... View more

We’ve put together all the resources and links we have available to help you learn about the payments ecosystem. Start the year with a 20/20 vision of how payments work.    Webinar   Watch the payments 101 webinar and learn about the opportunities for innovation in payments. Hear guest speakers from Marqeta and Square as they dive deep into the payments ecosystem to help you start developing the next commerce solution.   Click here to watch   Visa Partner Payments Course   In case you missed our previous announcement, Visa Partner is know available as an entry point for Fintechs looking to scale and build payment solutions. This includes a curated coursework on payments. Learn about t he Four Party model, t he transaction lifecycle, payment options (debit, credit, prepaid, etc.), the economics of managing a card portfolio and Implementation strategies.   Start the coursework here   How to Thrive in Payments Ecosystem Blog   Want to learn how to thrive in the payment ecosystem? Get tips from Fintech Co-Founder and CEO Paul Birkness in his guest blog.   Get advice from Paul here   Want more? Let us know what topics or questions you think we should provide for you in the comments below. ... View more

We are making some changes to Community and looking for willing members to test some of the new features before we release them. You’d be the first to see what we have planned and get to share feedback! Want to be part of this select group? Let us know by sharing why on this forum thread.    Thanks! 🙂         ... View more

2019 has reached the end of its run-time, and 2020 is your sandbox for innovation. We’re proud to be coding with you.   if (time = = = holidays) { greeting = “Happy Holidays from Visa Developer”; }   What do you hope for the New Year? Share on this forum thread!     ... View more

This month's updates include new testing tools, DevPortal Awards results plus the latest trends and news from the Visa Dev Community.       {From the Dev Community}   Visa Developer Wins Best Community Spotlight & Outreach at DevPortal Awards     We are excited to be recognized as Best Community Spotlight & Outreach by the DevPortal Awards! Thank you for your support!   Read all about the awards here             Test and Troubleshoot  APIs with the new Visa Developer Center Playground     The Visa Developer Center Playground : a tool integrated with all required authentication methods to help you connect and get going with V isa APIs   Learn how it works in this step-by-step guide           Visa Dev Spotlight: Pungle     October’s user of the month goes to the team at Pungle! The Fintech enables businesses to make real-time digital payments to customers and suppliers. Learn about how they use Visa Direct and find out more about their company.   Get to know Pungle here             {What's Trending}   Most Viewed Forum Question      Did you get 404 No Cards Found response when creating Card ID by PAN? @nazirjon was getting this error when testing card services API.   Find out why here             Featured Dev Topic      Are you working in a fully Python environment? @Daniel_Dai is and asked what is available for them.     Here’s what we recommend         ... View more

This month our spotlight goes to the Fintech, Pungle. Hear from their team and CTO @brauliolam, leave a comment or kudo below!       Q Tell us a little bit about Pungle, how did it get started? How big is the team?   A. Pungle was started in April 2017 out of various conversations with industry leaders in the payments sector.  At the time, it was clear to us that real-time payments were going to be a big part of the future as on-demand services were becoming more common in society.  It helped that from the beginning, we received strong support from Visa and various merchant acquirers.  We run a very lean startup and so our team is currently 6 people and growing.   Q: What is Pungle currently working on and which Visa APIs does it leverage?   A: Pungle enables businesses to make real-time digital payments to customers and suppliers. We are focused on removing Business Payment Friction by making payments fast, connected, and easy to use by enabling businesses to make deposits in real-time directly to an account in seconds, not days.    We connect to various Visa APIs, including Visa Direct, PAV and PAAI.  We have build a payments platform that makes use of these APIs and other proprietary technology in order to provide a seamless integration where our clients are able to enable their use-cases in days from an integration perspective.   Q: What interested you in the Visa Developer Center?   A: We learned early on that leveraging the Visa Developer Center and the various experts that are part of the community was important for us as we embarked in building a modern payments platform.  The amount of advice, expertise and examples makes this an invaluable resource.   Q: If you were an API, what would you be? Why?  😀   A: A real-time fraud API – there’s so much interesting data and patterns in payments and it is so challenging to catch the bad guys in the act!   Q: What do you love most about coding?   A: Being able to bring to live solutions and innovations to real-life problems   Q: What was the first thing you built with code?   A: A Christmas tree in Basic   Q: What’s the most exciting thing about being a developer in the payments industry for you?   A: The ability to innovate in an industry that has not changed much in the way money moves.  With today’s technologies and cloud infrastructures, we are able to really move the dial and introduce innovative, state of the art applications to both consumers and businesses.   Q: Any tips for developers exploring payments?   A: Everything you build has to be built with reliability, scalability and security in mind.   Q: What has it been like working with Visa Developer so far? What have you learned?   A: So far it has been a pleasant experience.  The Visa Developer team is very knowledgeable and has been able to provide us with guidance throughout our journey.  The forum is critical to everything we do.   Q: Anything else to add?   A: Developers should not be afraid of reaching out to Visa Developer as they dream up solutions to real problems.   --   Every month we will feature Visa Dev Community members who are active on our forums and blogs. Want to be featured? Start by giving this blog a kudo or comment. The more you are active, the better your chances of being the next user of the month!  ... View more

Many of you have asked us questions like: Can you help us find a partner to be our BIN sponsor? How could we find the right bank to work with? How can I create a partnership with Visa to use Visa APIs?   We’ve heard your pain points and have been working on a solution to help. Introducing Visa Partner – intended as an entry point for Fintechs looking to scale and build payment solutions.   Looking for a BIN sponsor? Check out the site’s directory to help find a match with the right partners in market.   Want to know what Fintech use-cases are out there? Explore 5 most common uses like digital banking and disbursements.   Have an appetite to learn about the economics of managing a card portfolio? Learn about it through some Fintech curated coursework.   Check it out today!   As always, if you have any questions comment below or post it on our forum. ... View more

The Visa Developer Center was recognized at the 2019 DevPortal Awards in Amsterdam.       Visa Developer was chosen as the winner for Best Community Spotlight & Outreach category. But that is not all, thanks to your votes we also won the public vote for Best Overall Developer Portal!   The Visa Dev team is honored and can’t express how grateful we are to you, our awesome community, for your continued support!   We work hard to create a space where our developers can not only get support, but also grow as leaders in their field of expertise, and find ways to help and engage with other developers through blogs, Q&As and events.   As you can imagine, it’s been a long road in building our community and a lot of effort which is why we especially would like to thank, you, our Community…our awesome Visa Developers! You are among the most engaged throughout our portal, always willing to provide feedback and have stuck with us since we launched in 2016…thank you!   We are humbled to have this designation and will wear it proudly! What’s even more exciting is, we are just getting started. I can’t wait for you all to see what we are working on for the coming months.   Thank you to organizers of the DevPortal Awards, make sure to check out all the awesome dev portals nominated for different categories and the full list of winners here. ... View more

The Visa Developer Center has been nominated for three categories in this year’s DevPortal Awards, which automatically puts us in the running for the Best Overall Developer Portal. Two portals will be selected in the end – one by the jury and one by the community (AKA You!).   Voting is easy, takes less than 2 minutes.   Click here to start the voting process Enter your email address – They will send a voting link to your email address. Follow your link back to vote on the "Best Overall Developer Portal". Your email address is used to ensure a fair contest; you can vote only once using a valid email address. Once on the voting page, scroll to the bottom left and select “Visa Developer Centre”, if you would like to cast your vote for us That’s it! Once you vote, let us know by cheering us on in the comment below! You have until September 30th.   The goal of the DevPortal Awards is to recognize developer portals that show great examples in 11 different categories and to find the developer portal that provides the best overall experience.   We’re thrilled to be a nominee in these three categories:   Best Accessible DevPortal Best Community Spotlight and Outreach Best Design The winners will be announced and awarded during the DevPortal Awards Gala on October 11th in Amsterdam. The gala event is also a post-conference networking event of the API The Docs Amsterdam 2019 conference. ... View more

We are thrilled to be nominated for 3 categories at the DevPortal Awards - and you can help decide who wins Best Overall Developer Portal!    We'd love your support 🙂 cast your vote for Visa Developer Center today: https://devportalawards.org/contact/voting_form   Public voting is open until September 30th. Comment below if you voted!      ... View more