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paul_earnest
Regular Contributor
3 weeks ago
1 Kudo
Hello Visa Team, Does VTS support the offline data authentication (ODA) data replenishment scenarios. If so, how can the mobile application platform check on the token status and authenticate the validity. Thank You Paul
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a month ago
Hello @DianaTran-Yee, If there are multiple mobile applications like Apple Pay, Mobile Wallet Pay etc in the same device uses the same PAN, then would it be still one token per device or one token per mobile app per device? Please help me out to get confirmation. Thank You, Paul
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- Tags:
- visa token service
December
2 Kudos
Hello Experts, In my mobile wallet, If I use same credit card in two different mobile devices, Would there be only one visa token key generated for a PAN(16 digit credit card number) or different PAN for the same PAN for both mobile devices. I heard the Visa token is generated and stored at Visa Token Vault. If so, would the token generated is linked to device, card number etc. Appreciate your inputs. Thank You Paul
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- Tags:
- VTS
December
Hello DianaTran-Yee, For your kind review on the below identified steps for NFC Payment at POS Terminals Using VTS: 1. Cardholder selects the token requestor payment functionality to pay for an online purchase, selecting a card account that has previously been tokenized. 2. Token requestor submits a request to VTS for a token cryptogram payload. 3. Visa generates the issuer keys used to create the token cryptograms. 4. Token requestor receives the token payload from VTS. 5. Merchant populates the payment authorization sent by its acquirer to Visa. 6. VTS performs detokenization and forwards the payment authorization to the issuer. Note: Basic issuers do not receive any token data or indicators. The transaction authorization only contains the underlying PAN data. 7. Issuer authorizes the PAN-based payment and Visa forwards the result to the merchant through the token requestor’s acquirer. The above steps are referred to Visa documentation for VTS implementation. Thank You Paul
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December
Hello Diana, Yes, I also heard the same from the VTS representative assigned to our VISA engagement. Thank you for confirming the same. Best Regards, Paul
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- Tags:
- contactless payment
December
1 Kudo
Hello @ DianaTran-Yee , Yes, I also heard the same from the Visa Representative assigned to our engagement. Thank you for confirming the same. Best Regards, Paul
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December
1 Kudo
Hello Everyone, I am Paul, working as a Solution Architect / Banking Domain Expert for a FinTech company , providing solutions to various major banks in ASEAN region. Privileged to be a part of the Visa Community as it enables us to integrate our platform with VISA for NFC Payment using Visa Token Services. Regards, Paul
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November
1 Kudo
Hello @malharzi In your consumer app, where the NFC feature is enabled in the device. The consumer initiates a payment by tapping an NFC device at the merchant site. The App will initiate a push payment request presenting the token key and payment details(acquirer account, payment amount) to VTS. The VTS will check the eligibility with Issuer(Consumer Bank) and if approved, initiates the payment transfer to the acquirer bank account. Upon successful response from the acquirer, the merchant is notified by Visa and also the consumer is notified. The API for NFC Payment is similar to mobilepushpayment API in mVisa. @Diana, Please correct me if my flow mentioned above is incorrect. Thank You Paul
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November
1 Kudo
Hello Diana, I believe the VTS SDK for NFC payment is available only for Android. Please confirm from your end, if I am wrong. Regards Paul
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November
1 Kudo
Hello Visa Experts, Our banking credit card mobile app will be integrated to VTS for tokenization of cards for payment purpose. As VTS APIs are restricted(yet to receive from Visa Team), I would like to know what are all the data to be sent from Mobile App to VTS. 1. PAN (Credit Card Number) 2. Token Key (Generated by VTS) 3. Biometric Fingerprint / Face ID / mPIN (this is required for banking host to authenticate, but does VTS require it) 4. ??? I assume VTS expects the MAP(Mobile Application Platform) to perform the authentication and just pass the PAN / Token information. Appreciate your inputs on the Authentication of the Card used for payment. Thank You Paul
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November
1 Kudo
Hello Piracha, Regarding the NFC using iPhone: The iPhone 6 and 6 Plus have NFC, but only for payments. They cannot scan NFC tags either with or without an App. The iPhones 7, 8 and X also have NFC for payments but additionally, with iOS 11 and an NFC App, they can read NFC tags. The latest iPhone XS, XS Max and XR have NFC for payments and can read NFC tags with or without an additional App. In addition, the iPhone XS and XR can encode NFC tags when running the latest iOS 13 software. The latest generation of iPhones, the XS, XS Max and XR are the first to be able to read NFC out of box. It’s not known whether Apple will add native tag reading into any previous generations of iPhone. Regarding the SDK from Visa: @Diana - I am sure, the SDK is available for Android. But Visa should confirm, whether they have SDK for iOS to support NFC. Regards, Paul
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November
1 Kudo
@ritika Your reply is regarding the Mastercard DSRP which also supports VTS and the NBI Clearance is applicable for Philippines. Although it might be correct for Mastercard implementation and philippines region, but might mislead for Visa implementation team like us. But I appreciate for sharing your inputs. @Visa Moderators / Diana, Request you to please validate the reply from ritika for records purposes. Thank You Paul
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November
1 Kudo
Hello Visa, Q1. To the sample code downloaded found in my developer dashboard, if I make any modifications (customization) to the sample code, how would I re-submit it back to Visa. Q2. Are there any online IDE inside the developer.visa.com portal for editing the Sample code in VISA itself? Q3. If I access the Visa Direct API as REST from my back-end code, would there be a dedicated REST API URL given or its same as mentioned in the sandbox.developer.com. Thank You Paul
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November
1 Kudo
Hello Diana, Thank you for your reply. In fact, the links that you sent contains API for mVISA, VISA Alias, Visa Receive. Whereas I am looking for MobilePushPayment REST API (not the MobilePushPayment Refund API), a similar one in the Push Payments - Android - Consumer SDK Documentation for QR Payment. Kindly please advise. Thank You Paul
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November
1 Kudo
Hello Expert, Can I please get the REST API for MobilePushPayment used for QR Payment. I got MobilePushPayment SDK but it contains payMerchant only. Please advise Thank You Paul
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November
1 Kudo
Hello Diana, In this link ( https://developer.visa.com/capabilities/visa_direct/docs-getting-started ), it is mentioned that the Mobile Push Payment API is currently available only in selected markets. Please confirm whether is it available for Myanmar market / region. Appreciate your confirmation. Thank You Paul
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November
1 Kudo
Hello, I am a newbie to VISA developer program. Is this tool moved to a newer location? In my dashboard, I can only see about configuring project etc and no asset management is listed. Appreciate your inputs. Thank You Paul
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November
Thank you Jai ! Your answer helped me to get the transaction query api client be executed successfully. Regards, Paul
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- Tags:
- QUERY
November
1 Kudo
Thank You Diana, for your acknowledgement of my query posted. If there is any update on the answer, request you to please let me know. Best Regards, Paul
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- Tags:
- payment
November
1 Kudo
Hello VISA Expert Team, May I know the API's specific for NFC Payment and QR Payment by Visa? This is required for us to enable payment for VISA cards. Appreciate your inputs. Thank You Paul
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- Tags:
- NFC Payment
November
1 Kudo
Hello Experts, Can I use VISA API or SDK to integrate my client(Bank) Mobile App for payments initiated for different card types such as Visa, MasterCard, JCB, UPI (Unified Payment Interface). For sure, we are going to use VTS Provisioning and Lifecycle Management API to tokenize VISA cards and integrate for payments with Card Management System. Kindly advise me for the VISA support as there are too many products having similar API ( i might be wrong as Im a new bie), Awaiting your guidance, Thank You Paul
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November
1 Kudo
Hello Visa Team, We are developing Mobile Application on-behalf of the bank for VISA Tokenization. I have registered as a Visa Developer account wherein I can see only the name of the APIs in VTS Provisioning but I could not add those APIs in my project (Visa Sandbox). Please advise us the process to avail the API or any VISA representatives details to get the onboarding done as soon as possible. Thank You. Paul
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November
1 Kudo
In Visa Direct Section, I found that Visa Token Service is not available for Myanmar region. Whereas Visa Token Service Provisioning and Life cycle management is available for all regions. What is the difference between Visa Token Service and Visa Token Service Provisioning and Life cycle management? We are supposed to integrate with VISA for tokenization and enable card payment using the mobile app. Please advise
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- Tags:
- visa token service
November
1 Kudo
The requirement is to develop a mobile application which will add VISA cards tied to my Client's Bank. In order to use the card by the customer for NFC or QR payment at POS merchant, we need to integrate the mobile app to Card Management System via Visa Token Service. Hence May I know which are those API stack we must look into it. What is the key difference between Visa Check out and Visa Direct API? Please advise.
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Public Statistics
| Date Registered | November |
| Date Last Visited | |
| Total Messages Posted | 25 |
| Total Kudos Received | 21 |