Visa Account Updater - Does there exist an API for Acquirers/Merchants?

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meawallet
Regular Visitor

Visa Account Updater - Does there exist an API for Acquirers/Merchants?

Hi, we are currently looking into VAU for merchant/PSP/acquirer with a card-on-file repository. They are interested in using VAU to check for card updates on their stored cards. I was told back in 2019 that Visa planned on providing an API for this side of the payment ecosystem, but I could not find anything on Visa Developer Center. Only the Issuer reporting API.

Is there any news about VAU API for merchants and when this will be available?

 

Thanks for any help on this.

1 REPLY 1
SLi
Visa Dev Moderator
Visa Dev Moderator

Re: Visa Account Updater - Does there exist an API for Acquirers/Merchants?

Hi @meawallet,

 

Thank you for checking back on the availability of VAU API for merchants. Unfortunately we still do not have this API on Visa Developer Center yet.

 

Merchants and acquirers who want to obtain updated card information for recurring and credential-on-file payments must utilize either:

  • Standard VAU—data is transmitted in batch files via a secure, direct connection between Visa and an endpoint, or
  • Real Time VAU—integrates VAU into the VisaNet authorization process; requires an endpoint that can originate Visa transactions.

Please note that availability varies by region. For more information on Visa Account Updater and Real Time Visa Account Updater, please contact your Visa account representative.

 

Hope this helps, please let me know if you have any further questions.


Best,
Stacey

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