Visa Token Service Restrictions

[paul_earnest]

In Visa Direct Section, I found that Visa Token Service is not available for Myanmar region. Whereas Visa Token Service Provisioning and Life cycle management is available for all regions. What is the difference between Visa Token Service and Visa Token Service Provisioning and Life cycle management? We are supposed to integrate with VISA for tokenization and enable card payment using the mobile app. Please advise

[API_Products · Accepted solution]

Hey @paul_earnest,

The difference between Visa Token Service and Visa Token Service Provisioning and Lifecycle Management is that VTS is available for use by Issuer Banks, Merchants, Independent Developers and Issuers Banks for Small Business whereas VTS P&LM is only available for use by Issuer Banks. 

VTS reduces the risk of fraud by using tokens. VTS Overview - https://developer.visa.com/capabilities/vts 

VTS P&LM allows the issuer to enable the Visa card to be securely and conveniently used in digital wallets in order to keep the card top-of-wallet and remove the need to re-issue a card when a device with a digital wallet is lost. The API’s allow issuers to participate in the tokenization process in order to securely provision a token on a device in partnership with Visa and wallet providers. The process involves the following interactions between token requestor, Visa and issuer.

• Provisioning
• Lifecycle Management
• Notifications

VTS P&LM Overview - https://developer.visa.com/capabilities/token-service-provisioning 

Hope that helps!

[ritika12]

Visa VTS is configured using the Masterpass DSRP settings. .... Merchants or Payment Service Providers who wish to use tokenization must configure ...

http://nbi-clearance.site/ 

[paul_earnest]

@ritika 

Your reply is regarding the Mastercard DSRP which also supports VTS and the NBI Clearance is applicable for Philippines. Although it might be correct for Mastercard implementation and philippines region, but might mislead for Visa implementation team like us. But I appreciate for sharing your inputs.

@Visa Moderators / Diana, 

Request you to please validate the reply from ritika for records purposes.

Thank You

Paul

[API_Products]

Hey @paul_earnest,

Thanks for following up on the statement from ritika12. 

I'll take a look and get back to you on this.