Is there a capability to check that a given cardholder name and a given card number correspond to each other? I.e. this exact cardholder name is written on that particular card?
Alternatively, is there a way to fetch cardholder name by a card number? Or are there other features which may help validate cardholder identity?
Go to Solution.
Cards are issued by Visa issuing banks which have all the details about cards such as: cardholder name. Visa cannot provide such information through the APIs.
However, we have an API Payment Account Validation provides other ways to validate cardholder identity. It accepts a primary account number (PAN) as input and performs an Account Verification.
You can optionally elect to have Address Verification and/or CVV2 Validation done at the same time. The API returns the validation results for each option in the API response.
Check out the API here: https://developer.visa.com/products/pav
Does this help? Happy to assist further on it if you share your use case.