Re: Should i use Visa Direct?

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Regular Visitor

Should i use Visa Direct?

I am currently in the process of developing a mobile application that should includes the following functionality :

1 - sending money from an authenticated user to my bank account

2-  send money from my bank account to authenticated user .


My Scenario is the following :


1 - Authenticated User A can make a payment through visa card to my account in exchange of a virtual balance (like 10 golds just like games)


2- This virtual balance (10 golds) will allow user A to hire another Authenticated user B for exchange of some services. 

so once the hiring is completed and  user B successfuly finished what user A hired him for . The  virtual gold balance is tranfered from user A to user B (like 5 gold virtual balance is tranfered from user A to user B).


User B can collect payments through the virtual balance (by transfering money from my visa account to his account based on how much gold balance user have )


Is this solution possible with visa card?

if so what api i should use ?


This something completely new for me. will really appericate any kind of help

I could use easily paypal but unfortunately paypal does not support some countries which are crucial for my bussiness idea 



Community Moderator

Re: Should i use Visa Direct?



We are looking into your use case. Will get back to you shortly.



Community Moderator

Re: Should i use Visa Direct?

Hello @has1993,


Thank you for your interest in the Visa Developer program. Please check our website for specific APIs relevant to your business case


In particular, please take a look at our Payment Methods APIs -


CyberSource Payments  


Visa Direct


Visa Checkout


Please follow the steps in the “Get Started” link below to register and create a Visa Developer application.


This guide walks you through the key steps for application creation, credentials, and connection validation.


Visa Direct Only:


If you want to use Visa Direct, all Visa Direct programs require the originator to be a licensed Visa acquirer or be sponsored by a licensed Visa acquirer who is ready and able to sponsor Visa Direct programs.


In particular, see the top few paragraphs that are shaded in yellow that discuss the requirements to use Visa Direct.


After having read the documentation, if you meet those requirements, then please click through the link in those paragraphs to the Visa Direct Program Implementation Questionnaire, fill it out, and submit to the email address listed on that form.


Please let me know if you have any questions.


Thank You,


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Regular Visitor

Re: Should i use Visa Direct?

Great thx will check