tap on phone for later payment

[peppz90]

Hi everyone.

I need help to understand a bit more how to build our app.

This is how the app would work:

1. User taps their debit/credit card on an Android device (contactless tapping via the NFC sensor).  The tablet is on the counter in a cafe.

2. The card's detailed are stored - here I guess I should use tokenisation?

3. Later on, I need to be able to charge the card if I need to. Based on user behaviour.
   
   As far as I understood, tap-on-phone is not the right approach because it's only for card-present transactions? In this case I want to charge later.
   What's the easiest way to achieve this in your opinion?

[jenn_kh]

Thank you for reaching out, @peppz90! An agent is looking for a solution for you and will get back with you shortly. If any community members know a solution, please feel free to respond in this thread. - Jenn

[I_Doroteo3]

Hi @peppz90, 

You are correct that Tap to Phone is a card-present method of payment.  Visa Token Service would be useful to securely store card info and allows payments to be processed without exposing account details.

Cybersource is a Visa Solution that also provides payment method APIs. I suggest looking at Recurring Billing to support your desire to store card info and be able to charge recurrently.

Thanks, 

Illana

[peppz90]

thank you for your reply!

Do you think it could be possible to trigger recurrent billing from a contactless tap on the android tablet? 

Best,

[I_Doroteo3]

Hi @peppz90, 

Apologies for the delayed response- I reached out to the Tap to Pay team for guidance on your question.

That functionality is not currently available for Tap to Pay.

Thanks, 

Illana