I need help to understand a bit more how to build our app.
This is how the app would work:
User taps their debit/credit card on an Android device (contactless tapping via the NFC sensor). The tablet is on the counter in a cafe.
The card's detailed are stored - here I guess I should use tokenisation?
Later on, I need to be able to charge the card if I need to. Based on user behaviour.
As far as I understood, tap-on-phone is not the right approach because it's only for card-present transactions? In this case I want to charge later.
What's the easiest way to achieve this in your opinion?
Thank you for reaching out, @peppz90! An agent is looking for a solution for you and will get back with you shortly. If any community members know a solution, please feel free to respond in this thread. - Jenn
You are correct that Tap to Phone is a card-present method of payment. Visa Token Service would be useful to securely store card info and allows payments to be processed without exposing account details.
Cybersource is a Visa Solution that also provides payment method APIs. I suggest looking at Recurring Billing to support your desire to store card info and be able to charge recurrently.
thank you for your reply!
Do you think it could be possible to trigger recurrent billing from a contactless tap on the android tablet?
Apologies for the delayed response- I reached out to the Tap to Pay team for guidance on your question.
That functionality is not currently available for Tap to Pay.