tap on phone for later payment

peppz90
Dabbler

tap on phone for later payment

Hi everyone.

 

I need help to understand a bit more how to build our app.

 

This is how the app would work:

  1. User taps their debit/credit card on an Android device (contactless tapping via the NFC sensor).  The tablet is on the counter in a cafe.

  2. The card's detailed are stored - here I guess I should use tokenisation?

  3. Later on, I need to be able to charge the card if I need to. Based on user behaviour.

    As far as I understood, tap-on-phone is not the right approach because it's only for card-present transactions? In this case I want to charge later.
    What's the easiest way to achieve this in your opinion?

 

4 REPLIES 4
jenn_kh
Community Moderator

Re: tap on phone for later payment

Thank you for reaching out, @peppz90! An agent is looking for a solution for you and will get back with you shortly. If any community members know a solution, please feel free to respond in this thread. - Jenn

I_Doroteo3
Visa Developer Support Specialist

Re: tap on phone for later payment

Hi @peppz90

 

You are correct that Tap to Phone is a card-present method of payment.  Visa Token Service would be useful to securely store card info and allows payments to be processed without exposing account details.

 

Cybersource is a Visa Solution that also provides payment method APIs. I suggest looking at Recurring Billing to support your desire to store card info and be able to charge recurrently.

 

Thanks, 

Illana

peppz90
Dabbler

Re: tap on phone for later payment

thank you for your reply!

Do you think it could be possible to trigger recurrent billing from a contactless tap on the android tablet? 

Best,

I_Doroteo3
Visa Developer Support Specialist

Re: tap on phone for later payment

Hi @peppz90

 

Apologies for the delayed response- I reached out to the Tap to Pay team for guidance on your question.

 

That functionality is not currently available for Tap to Pay.

 

Thanks, 

Illana