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Visa Token Service Restrictions

In Visa Direct Section, I found that Visa Token Service is not available for Myanmar region. Whereas Visa Token Service Provisioning and Life cycle management is available for all regions. What is the difference between Visa Token Service and Visa Token Service Provisioning and Life cycle management? We are supposed to integrate with VISA for tokenization and enable card payment using the mobile app. Please advise

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Visa Dev Moderator

Re: Visa Token Service Restrictions

Hey @paul_earnest,

 

The difference between Visa Token Service and Visa Token Service Provisioning and Lifecycle Management is that VTS is available for use by Issuer Banks, Merchants, Independent Developers and Issuers Banks for Small Business whereas VTS P&LM is only available for use by Issuer Banks. 

 

VTS reduces the risk of fraud by using tokens. VTS Overview - https://developer.visa.com/capabilities/vts 

 

VTS P&LM allows the issuer to enable the Visa card to be securely and conveniently used in digital wallets in order to keep the card top-of-wallet and remove the need to re-issue a card when a device with a digital wallet is lost. The API’s allow issuers to participate in the tokenization process in order to securely provision a token on a device in partnership with Visa and wallet providers. The process involves the following interactions between token requestor, Visa and issuer.

  • Provisioning
  • Lifecycle Management
  • Notifications

VTS P&LM Overview - https://developer.visa.com/capabilities/token-service-provisioning 

 

Hope that helps!

 

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Thanks,
Diana