Ricardo here is the concept as we have changed our strategy a bit since I posted on that thread. Please direct me on the api's to use.
In basic terms we are a P2P money transfering service. The money transactions are contributed in $5, 7, 10, and $20 increments. Users essentially setup a registry of the type of credit contributions they want to receive. Their community gifts a certain dollar amount.
We assumed we Visa Direct and Visa Checkout w/ Apple Pay could handle these services. Because it looks as if Visa Direct allows users to link only their Visa Credit/debit card and funds and be pushed or pulled automatically.
And it also looks like that same user can recieve contributions from any other payment type.
You can see the basic flow in the images.
1) user links Visa Card to send or receive credits ($ contributions)
2) People contributing select the number of credits they'd like to contribute
3) Checkout in app with apple pay.
4) We also need ability for non app users to be able to contribute through a web based checkout if they don't have our app.
